129 Cottage Ln, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 129 Cottage Ln, Saint Stephen, SC 29479

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,750 sqft · built 1984
Lot Size	1.12 acres (49,050 sqft)
Owner	2 Individual Names on File
Tax Bill	$631 (2025)
Flood Zone	Zone X (minimal risk)
APN	`016-00-05-007`

Property Details

APN / Parcel Number

Primary APN	`016-00-05-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Finished Area
Gross Area	2,374 sqft
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	49,050 sqft (1.12 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Slab
Porch Area	48 sqft

Location & Zoning

Street Address	129 COTTAGE LN
City	SAINT STEPHEN
State	SC
Zip	29479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Subdivision	RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF
Legal Block	C
Legal Lot Number	7
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1024
Census Tract	20202

Owner

129 Cottage Ln is owned and occupied by two individuals.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 424, SAINT STEPHEN, SC 29479-0424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 129 Cottage Ln was $631 with a homeowner's exemption, up 5.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,925 (+2,4%) Land $14,169 Building $134,756	$189,200 (-) Land $18,000 Building $171,200
2025	$631.00 (+5.7%)	$5,957 (-) Land $567 Building $5,390	$189,200 (-) Land $18,000 Building $171,200
2024	$597.00 Homeowner's exemption	$5,957 Land $567 Building $5,390	$189,200 Land $18,000 Building $171,200
2022	$566.00 Homeowner's exemption	$5,180 Land $560 Building $4,620	$129,500 Land $14,000 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Cottage Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500
T-Mobile Fixed Wireless	100 / 20