129 Cortez St, Sterling, CO 80751 Property Records

Logan County property record for 129 Cortez St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1956
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2018)
Tax Bill	$829 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052528205011`

Property Details

APN / Parcel Number

Primary APN	`38052528205011`
Alternative APN	`2808000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	918 sqft Heated Area
1st Floor Area	918 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2808000
Street Address	129 CORTEZ ST
City	STERLING
State	CO
Zip	80751-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 22 CHARMONY ADDN 5TH FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	CHARMONY ADD
Legal Block	22
Legal Lot Number	11
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1036
Census Tract	966200

Owner

129 Cortez St is owned and occupied by an individual who bought it in December 2018.

Source: Logan County records, as of May 15, 2026

Owner of Record	Individual Name on File
Mailing Address	129 CORTEZ ST, STERLING, CO 80751-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE CO
May 5, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Nov 24, 2015 · Amount on File
Deed Document Number	2018742604
Deed Book / Page	1030 / 781
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	129 CORTEZ ST, STERLING, CO 80751-2314
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000754805
Date	Apr 16, 2021
Book Page	1042/988
Instrument	754805

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Recording Date	May 5, 2026
Property Address	129 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000779985
Book / Page	1068 / 191
Instrument Date	Apr 27, 2026
Instrument	2026779985
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CORTEZ ST, STERLING, CO 80751-2314

Mortgage

Document Number	0000779985,
Date	May 5, 2026
Book Page	1068/191
Instrument	2026779985

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 10, 2018
Property Address	129 CORTEZ ST, STERLING, CO 80751-2314
Document Number	0000742604
Book / Page	1030 / 0781
Instrument Date	Dec 7, 2018
Instrument	742604
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CORTEZ ST, STERLING, CO 80751-2314

Mortgage

Document Number	0000742605
Date	Dec 10, 2018
Instrument	742605

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 129 Cortez St was $829.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00	$9,898	$158,373 Land $25,600 Building $132,773
2023	$419.00 (-36.9%)	$116,080 (+1,340.2%) Land $22,080 Building $94,000	$116,080 (-) Land $22,080 Building $94,000
2022	$664.00	$8,060 Land $1,530 Building $6,530	$116,080 Land $22,080 Building $94,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Cortez St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Cortez St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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