St. Charles County property record for 129 Coppersmith Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,193 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $617,918 (Jun 2026) |
| Tax Bill | $5,019 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A986000179 |
| Primary APN | A986000179 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,193 sqft Living Area |
| Gross Area | 4,649 sqft |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,269 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 857 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 264 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A986000179 |
|---|---|
| Street Address | 129 COPPERSMITH CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | STONEBRIDGE MANOR #1 LOT 27 |
| Legal Subdivision | STONEBRIDGE MANOR #1 |
| Legal Lot Number | 27 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 310802 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 129 COPPERSMITH CT, SAINT CHARLES, MO 63301-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 9, 2019 | Quit Claim Deed, Transfer · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Oct 9, 2019 · Amount on Record |
| Deed Document Number | 202629218 |
| Prior Transfer Date | Oct 3, 2019 |
| Prior Transfer Doc | 0071590405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 129 COPPERSMITH CT, SAINT CHARLES, MO 63301-7403 |
| Document Number | 0000029218 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202629218 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 COPPERSMITH CT, SAINT CHARLES, MO 63301-7403 |
| Document Number | 0000029219, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202629219 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 129 COPPERSMITH CT, SAINT CHARLES, MO 63301-7403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 129 COPPERSMITH CT, SAINT CHARLES, MO 63301-7403 |
| Document Number | 0000016568 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022R-016568 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 9, 2019 |
| Property Address | 129 COPPERSMITH CT, SAINT CHARLES, MO 63301-7403 |
| Document Number | 0071590405 |
| Book / Page | 007159 / 000405 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 564090 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 COPPERSMITH CT ST CHARLES MO 633017403, ST CHARLES, MO 63301-7403 |
| Document Number | 71590407 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 007159/000407 |
| Instrument | 564100 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 8, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,717 (-) | $409,036 (-) Land $66,500 Building $342,536 | |
| 2025 | $5,019.00 | $77,717 (+5.6%) | $409,036 (+5.6%) Land $66,500 Building $342,536 |
| 2023 | $73,596 | ||
| 2022 | $387,345 Land $50,000 Building $337,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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