Garrard County property record for 129 Conns Ln, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 3.31 acres (144,576 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,598 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jun 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34B-04-009 |
| Primary APN | 34B-04-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 144,576 sqft (3.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 15126 |
|---|---|
| Street Address | 129 CONNS LN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT E 3.319 AC TURKEY CREEK ESTATES |
| Legal Subdivision | TURKEY CREEK ESTATES |
| Legal Tract | E |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970201 |
129 Conns Ln, a rural home, is owned and occupied by two individuals who acquired it in August 2026.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 PRICE CT, LANCASTER, KY 40444-8997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 27, 2008 | Deed of Trust, Mortgage · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES LLC |
| Dec 4, 2013 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0000219814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 6, 2026 |
| Property Address | 129 CONNS LN, LANCASTER, KY 40444-9706 |
| Document Number | 0000219814 |
| Book / Page | 338 / 327 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026219814 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 115 PRICE CT, LANCASTER, KY 40444-8997 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 8, 2026 |
| Property Address | 129 CONNS LN, LANCASTER, KY 40444-9706 |
| Document Number | 0000216265 |
| Book / Page | 337 / 476 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026216265 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 PRICE CT, LANCASTER, KY 40444-8997 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 129 CONNS LN, LANCASTER, KY 40444-9706 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M281/423 |
|---|---|
| Date | Feb 27, 2008 |
| Book Page | M281/423 |
| Instrument | 93640 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|---|
| Address | DALLAS, TX 75248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 129 CONNS LN, LANCASTER, KY 40444-9706 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 CONNS LN, LANCASTER, KY 40444-9706 |
| Document Number | 000328/580 |
|---|---|
| Date | Dec 4, 2013 |
| Book Page | 328/580 |
| Instrument | 118987 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Address | DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 23, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 129 Conns Ln was $1,598 with a homeowner's exemption, down 2.3% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) | $245,000 (+22.5%) Land $225,000 Building $20,000 | |
| 2025 | $1,598.00 (-2.26%) Homeowner's exemption | $200,000 (+11.11%) Land $15,000 Building $185,000 | $200,000 (+11.11%) Land $15,000 Building $185,000 |
| 2024 | $1,635.00 (-23.35%) Homeowner's exemption | $180,000 (+2.86%) Land $15,000 Building $165,000 | $180,000 (+2.86%) Land $15,000 Building $165,000 |
| 2023 | $2,133.00 (-0.93%) | $175,000 (-) Land $15,000 Building $160,000 | $175,000 (-) Land $15,000 Building $160,000 |
| 2022 | $2,153.00 | $175,000 Land $15,000 Building $160,000 | $175,000 Land $15,000 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Conns Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Conns Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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