129 Champagne Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 129 Champagne Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,678 sqft · built 2003
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (May 2017)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022J013000`

Property Details

APN / Parcel Number

Primary APN	`0022J013000`
Alternative APNs	`0022J013` `13160`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,678 sqft Heated Area
1st Floor Area	538 sqft
2nd Floor Area	538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	113 ft deep x 91 ft wide
Garage Area	253 sqft
Porch	Open Porch
Porch Area	102 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13160
Old Parcel Number	0022J013000
Street Address	129 CHAMPAGNE CIR
City	RINGGOLD
State	GA
Zip	30736-8095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 DENMOORE DEVELOPMENT
Legal Subdivision	DENMOORE DEVELOPMENT
Legal Lot Number	13
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2022
Census Tract	30404

Owner

129 Champagne Cir is owned and occupied by two individuals who acquired it in June 2017.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 CHAMPAGNE CIR, RINGGOLD, GA 30736-8095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP
Jun 5, 2017	Warranty Deed, Transfer MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Apr 15, 2014 · Amount on File
Deed Document Number	0001882500
Deed Book / Page	1882 / 500
Last Transfer Date	Jun 5, 2017
Transfer Doc	0018820500
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	129 CHAMPAGNE CIR, RINGGOLD, GA 30736-8095
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CHAMPAGNE CIR, RINGGOLD, GA 30736-8095

Mortgage

Document Number	0023690000000232
Date	Feb 11, 2025
Book Page	0000002369/0000000232
Instrument	D2025-000814

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	129 CHAMPAGNE CIR, RINGGOLD, GA 30736-8095
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CHAMPAGNE CIR, RINGGOLD, GA 30736-8095

Mortgage

Document Number	0021570000000065
Date	Aug 2, 2021
Book Page	0000002157/0000000065
Instrument	007469

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 5, 2017
Property Address	129 CHAMPAGNE CIR, RINGGOLD, GA 30736-8095
Document Number	0018820500
Book / Page	001882 / 000500
Instrument Date	May 31, 2017
Instrument	4005
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ULTIMATE LAND TITLE, TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 CHAMPAGNE CIR RINGGOLD GA 307368095, RINGGOLD, GA 30736-8095

Mortgage

Document Number	18820502
Date	Jun 5, 2017
Book Page	001882/000502
Instrument	4006

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 129 Champagne Cir was $3,655.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00	$192,517 Land $17,000 Building $175,517	$481,292 Land $42,500 Building $438,792
2023	$2,892.00 (+15.91%)	$129,196 Land $17,000 Building $112,196	$322,991 Land $42,500 Building $280,491
2022	$2,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Champagne Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Champagne Cir is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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