129 Centro St, Chattanooga, TN 37419 Property Records

Hamilton County property record for 129 Centro St, Chattanooga, TN 37419

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1959
Lot Size	0.301 acres (13,125 sqft)
Owner	Individual Name on Record
Last Sale	$204,225 (Jun 2024)
Tax Bill	$759 (2025)
Deeds & Mortgages	Jun 2024 Sale
Flood Zone	Zone X (moderate risk)
APN	`154C A 026`

Property Details

APN / Parcel Number

Primary APN	`154C A 026`
Alternative APN	`0000087421`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,236 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Deck Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000087421
Street Address	129 CENTRO ST
City	CHATTANOOGA
State	TN
Zip	37419-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3315 03A 02 LOT 21 P F FRYARS PB 18 PG 28
Legal Subdivision	FRYARS
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3017
Census Tract	12100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	129 CENTRO ST, CHATTANOOGA, TN 37419-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Deed Document Number	2024061100231
Deed Book / Page	13618 / 498
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 11, 2024
Property Address	129 CENTRO ST, CHATTANOOGA, TN 37419-1703
Document Number	0000000231
Book / Page	13618 / 498
Map Reference	MB 18 PG 28
Instrument Date	Jun 10, 2024
Instrument	2024061100231
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Tax	$755.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CENTRO ST, CHATTANOOGA, TN 37419-1703

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00 (+49.7%)	$50,125 (+121.06%)	$200,500 (+121.06%) Land $57,500 Building $143,000
2024	$507.00	$22,675 (-)	$90,700 (-) Land $28,800 Building $61,900
2023	$507.00	$22,675 (-)	$90,700 (-) Land $28,800 Building $61,900
2022	$507.00	$22,675	$90,700 Land $28,800 Building $61,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1984–2020)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20