129 Central Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 129 Central Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,134 sqft · built 2009
Lot Size	1.04 acres (45,673 sqft)
Owner	2 Individual Names on File
Last Sale	$782,000 (Jan 2009)
Tax Bill	$10,178 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-03472817`

Property Details

APN / Parcel Number

Primary APN	`09-03472817`
Alternative APN	`03472817`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,134 sqft Living Area
Gross Area	4,838 sqft
1st Floor Area	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,673 sqft
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03472817
Street Address	129 CENTRAL AVE
City	GAITHERSBURG
State	MD
Zip	20877-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	OAKMONT MANOR
Legal Subdivision	WMS RANGE ETC
Legal Block	2
Legal Lot Number	57
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2004
Census Tract	700728

Owner

129 Central Ave is owned and occupied by two individuals who acquired it in December 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 CENTRAL AVE, GAITHERSBURG, MD 20877-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2009 · Amount on File
Deed Sale	Jan 22, 2009 · Amount on File
Deed Document Number	20093727
Last Transfer Date	Dec 6, 2022
Transfer Doc	0666380489
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 6, 2023
Property Address	129 CENTRAL AVE, GAITHERSBURG, MD 20877-1219
Document Number	0666380489
Book / Page	66638 / 489
Map Reference	PL 23065
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 CENTRAL AVE, GAITHERSBURG, MD 20877-1219

Tax Assessment & Valuation

The 2025 property tax bill for 129 Central Ave was $10,178, up 2.2% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,300 (+1.25%) Land $241,100 Building $594,200	$835,300 (-) Land $241,100 Building $594,200
2025	$10,178.00 (+2.18%)	$824,967	$835,300 Land $241,100 Building $594,200
2024	$9,961.00
2023		$804,300 Land $197,900 Building $606,400	$804,300 Land $197,900 Building $606,400
2022	$8,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20