129 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 129 Cedar St, Belfast, ME 04915

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,152 sqft · built 1900
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Tax Bill$8,543 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNBELF M:035 L:026

Property Details

APN / Parcel Number

Primary APNBELF M:035 L:026
Alternative APN
  • 2798

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number2798
Street Address129 CEDAR ST
CityBELFAST
StateME
Zip04915-6125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number26
JurisdictionBELFAST ME
Township / Civil DivisionBELFAST
Census Block Group4
Census Block4029
Census Tract43000

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address129 CEDAR ST, BELFAST, ME 04915-6125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2013
Deed SaleSep 9, 2013
Deed Document Number20139645
Deed Book / Page3800 / 284
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELFAST ME
Property Address129 CEDAR ST, BELFAST, ME 04915-6125
Document Number0042960127
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CEDAR ST BELFAST ME 049156125, BELFAST, ME 04915-6125

Mortgage

Document Number0042960127
DateAug 13, 2018
Book Page004296/000127
Instrument7495
Lender
NameBANGOR SVGS BK
TypeFederal Savings Bank
AddressBELFAST, ME 04915
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueAug 12, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
MunicipalityBelfast City
Unified School DistrictRegional School Unit 71 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,543.00 (+6.38%)$522,800 (+0.25%) Land $182,400 Building $340,400
2024$8,031.00 (+17.79%)$521,500 (+53.74%) Land $182,400 Building $339,100
2023$6,818.00 (-2.84%)$339,200 (+3.45%) Land $97,600 Building $241,600
2022$7,017.00$327,900 Land $97,600 Building $230,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2009–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims
  • Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELFAST WATER DISTRICT
serves 5,698 people · EPA ID ME0090140
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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