129 Cedar Crest Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 129 Cedar Crest Dr, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,725 sqft · built 2021
Lot Size0.049 acres (2,134 sqft)
OwnerIndividual Name on Record
Last Sale$246,175 (Jun 2021)
Tax Bill$2,511 (2026)
Deeds & MortgagesMar 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-01-075A432

Property Details

APN / Parcel Number

Primary APN32-01-075A432
Alternative APN
  • 25933

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,725 sqft Living Area
1st Floor Area1,920 sqft
Basement Area640 sqft
Finished Basement445 sqft
Unfinished Basement195 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof MaterialAsphalt
Lot Area2,134 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas
SewerConnected

Location & Zoning

Street Address129 CEDAR CREST DR
CitySMITHFIELD
StateVA
Zip23430-6383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 432 BENNS GRANT SUB PH 10A-1 PLAT #194448
Legal SubdivisionSUBDIVISION PLAT OF BENNS GRANT PH 10A-1
Legal Lot Number432
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1024
Census Tract280105

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address129 CEDAR CREST DR, SMITHFIELD, VA 23430-6383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Deed Document Number20214331
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Property Address129 CEDAR CREST DR, SMITHFIELD, VA 23430-6383
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250001258
DateMar 28, 2025
Instrument250001258
Lender
NameLANGLEY FCU
TypeCredit Union
AddressNEWPORT NEWS, VA 23612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueJan 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,511.00 (+4.54%)$310,000 (-) Land $60,000 Building $250,000$310,000 (-) Land $60,000 Building $250,000
2025$2,402.00$310,000 (-) Land $60,000 Building $250,000$310,000 (-) Land $60,000 Building $250,000
2023$310,000 Land $60,000 Building $250,000$310,000 Land $60,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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