129 Brandy Gap, Bakersville, NC 28705 Property Records

Mitchell County property record for 129 Brandy Gap, Bakersville, NC 28705

Property Summary

Property Type	Single Family Home
Details	3,540 sqft · built 2001
Lot Size	16 acres (700,009 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Oct 2019)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0847-00-15-3078`

Property Details

APN / Parcel Number

Primary APN	`0847-00-15-3078`
Alternative APN	`555782506`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,540 sqft Total Area

Exterior

Year Built	Built 2001
Construction Type	Wood
Foundation Type	Raised
Lot Area	700,009 sqft (16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	555782506
Street Address	129 BRANDY GAP
City	BAKERSVILLE
State	NC
Zip	28705-0930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1325
Jurisdiction	MITCHELL NC
Township / Civil Division	HARRELL
Census Block Group	2
Census Block	2058
Census Tract	950100

Owner

Source: Mitchell County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	129 BRANDY GAP, BAKERSVILLE, NC 28705-0930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2019001928
Deed Book / Page	607 / 136
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	129 BRANDY GAP, BAKERSVILLE, NC 28705-0930
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000630/618
Date	Jul 27, 2021
Book Page	630/618
Instrument	2021001618

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 31, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	129 BRANDY GAP, BAKERSVILLE, NC 28705-0930
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000622/369
Date	Dec 30, 2020
Book Page	622/369
Instrument	2020002455

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 28, 2019
Property Address	129 BRANDY GAP, BAKERSVILLE, NC 28705-0930
Document Number	000607/136
Book / Page	607 / 136
Instrument Date	Oct 28, 2019
Instrument	2019001928
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 BRANDY GAP, BAKERSVILLE, NC 28705-0930

Mortgage

Document Number	2019001929
Date	Oct 28, 2019
Instrument	2019001929

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,294.00 (+1.67%)	$875,200 (-) Land $187,400 Building $687,800
2023	$5,207.00	$875,200 Land $187,400 Building $687,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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