Henderson County property record for 129 Boyd Dr, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1986 |
| Square Footage | 3,476 sqft Heated Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,100 (2005) |
| Tax Bill | $1,932.00 (2025) |
Source: Henderson County records · APN 9577040051
Assessment roll updated July 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 BOYD DR, FLAT ROCK, NC 28731-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2018 | Deed of Trust, Mortgage FIRST CITIZENS BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SOUTHERN TR MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2005 · Amount on Record |
| Deed Sale | Apr 08, 2005 · Amount on Record |
| Deed Book / Page | 1222 / 404 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 129 BOYD DR, FLAT ROCK, NC 28731-8703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031930186 |
|---|---|
| Date | May 01, 2018 |
| Book Page | 3193/186 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 129 BOYD DR, FLAT ROCK, NC 28731-8703 |
| Document Number | 0034680046 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 129 BOYD DR FLAT ROCK NC 287318703, FLAT ROCK, NC 28731-8703 |
| Document Number | 0034680046 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 003468/000046 |
| Instrument | 922015 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,400 (-) Land $91,500 Building $356,900 | ||
| 2025 | $1,932.00 | ||
| 2023 | $448,400 Land $91,500 Building $356,900 | $448,400 Land $91,500 Building $356,900 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 9577040051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 3,476 sqft Heated Area |
| 1st Floor | 1,340 sqft 1st Floor |
| Upper Floors | 1,340 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 39,204 sqft (0.9 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 550 sqft Garage |
| Balcony Area | 44 sqft Balcony |
| Deck Area | 608 sqft Deck |
| Porch Area | 132 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 113140 |
|---|---|
| Street Address | 129 BOYD DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8703 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FLAT ROCK FOREST LO28 |
| Legal Subdivision | FLAT ROCK FOREST (0468) |
| Legal Block | 4 |
| Legal Lot Number | 51 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | HENDERSONVILLE |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 931500 |
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