129 Bluff Ln, Laceys Spring, AL 35754 Property Records

Morgan County property record for 129 Bluff Ln, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,388 sqft · built 1999
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2026)
Tax Bill	$730 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-22-0-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`09-05-22-0-000-009.000`
Alternative APNs	`189980` `20256`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	189980
Street Address	129 BLUFF LN
City	LACEYS SPRING
State	AL
Zip	35754-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 AC EVENLY OFF THE E SIDE OF SE1/4 OF SE1/4
Legal Range	1W
Legal Township	6S
Legal Section	22
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	2
Census Block	2027
Census Tract	5704

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 ALABAMA ST SW, HUNTSVILLE, AL 35801-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Affidavit, Transfer
May 26, 2026	Warranty Deed, Transfer FOUNDATION TITLE
Mar 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Book / Page	2026 / 4849
Record Updated	Sep 20, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MORGAN AL
Recording Date	May 26, 2026
Property Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521
Document Number	2026003758
Book / Page	2026 / 3758
Instrument Date	May 26, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 26, 2026
Property Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521
Document Number	2026004849
Book / Page	2026 / 4849
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 ALABAMA ST SW, HUNTSVILLE, AL 35801-3904

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/08582
Date	Mar 23, 2018
Book Page	2018/08582

Lender

Name	COMPASS BANK
Type	Bank
Address	HUNTSVILLE, AL 35802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521

Mortgage

Document Number	2021/61273
Date	Nov 1, 2021
Book Page	2021/61273

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	254 Months
Due	Jan 1, 2043

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 BLUFF LN, LACEYS SPRING, AL 35754-6521

Mortgage

Document Number	02023/7090
Date	Mar 15, 2023
Book Page	2023/7090

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00	$28,630 (-) Land $11,540 Building $17,090	$286,300 (-) Land $115,400 Building $170,900
2024		$28,630 (+5.41%) Land $11,540 Building $17,090	$286,300 (+5.41%) Land $115,400 Building $170,900
2023	$730.00 (+17.36%) Homeowner's exemption Senior Citizen's exemption	$27,160 (+8.08%) Land $10,670 Building $16,490	$271,600 (+8.08%) Land $106,700 Building $164,900
2022	$622.00 Homeowner's exemption	$25,130 Land $9,700 Building $15,430	$251,300 Land $97,000 Building $154,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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