Rowan County property record for 129 Ann St, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1965 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Nov 2025) |
| Tax Bill | $2,743 (2026) |
| Deeds & Mortgages | Mar 2019 Reverse Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071 113 |
| Primary APN | 071 113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 12.5 ft deep x 20 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 20 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 129 ANN ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L24-28 BLK H |
| Legal Subdivision | EASTVIEW |
| Legal Block | H |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 50201 |
129 Ann St is owned and occupied by an individual who bought it in November 2025.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 ANN ST, SALISBURY, NC 28146-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2019 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Mar 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Jan 12, 2016 · Amount on File |
| Deed Book / Page | 1472 / 6 |
| Prior Transfer Date | Nov 1, 2006 |
| Prior Transfer Doc | 0010790689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 129 ANN ST, SALISBURY, NC 28146-5901 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013240960 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 1324/0960 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 945 Months |
| Due | Dec 19, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.34% |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 129 ANN ST, SALISBURY, NC 28146-5901 |
| Document Number | 0013240961 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 129 ANN ST SALISBURY NC 281465901, SALISBURY, NC 28146-5901 |
| Document Number | 0013240961 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 001324/000961 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Mar 24, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.34% |
The 2026 property tax bill for 129 Ann St was $2,743, up 30.2% from the year before.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,743.00 (+30.25%) | $229,354 (+30.23%) Land $47,840 Building $181,514 | $229,354 Land $47,840 Building $181,514 |
| 2025 | $2,106.00 | $176,114 Land $43,056 Building $133,058 | |
| 2023 | $2,106.00 | $176,114 Land $43,056 Building $133,058 | $176,114 Land $43,056 Building $133,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Ann St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Ann St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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