129 5th Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 129 5th Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 1958
Lot Size	0.171 acres (7,466 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-00046-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00046-0000-00004`
Alternative APN	`020004600004`

Interior

Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	7,466 sqft (0.171 acres)
Lot Dimensions	57 ft deep x 131 ft wide

Location & Zoning

Street Address	129 5TH AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	VULCANITE SIDE
Legal Block	46
Legal Lot Number	4
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1022
Census Tract	32400

Owner

129 5th Ave is owned and occupied by two individuals.

Source: Warren County and Alpha Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 5TH AVE, PHILLIPSBURG, NJ 08865-4313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 20, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	129 5TH AVE, PHILLIPSBURG, NJ 08865-4313
Document Number	0000517794
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 5TH AVE ALPHA NJ 088654313, ALPHA, NJ 08865-4313

Mortgage

Document Number	0000517794
Date	Oct 11, 2019
Book Page	006768/000267
Instrument	517794

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN NJ
Property Address	129 5TH AVE, PHILLIPSBURG, NJ 08865-4313
Document Number	0000517793
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 5TH AVE ALPHA NJ 088654313, ALPHA, NJ 08865-4313

Mortgage

Document Number	0000517793
Date	Oct 11, 2019
Book Page	006768/000260
Instrument	517793

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 129 5th Ave was $5,147, down 4.4% from the year before.

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,700 (-) Land $66,000 Building $81,700	$147,700 (-) Land $66,000 Building $81,700
2025	$5,147.00 (-4.37%)	$147,700 Land $66,000 Building $81,700	$147,700 Land $66,000 Building $81,700
2024	$5,382.00
2023		$147,700 Land $66,000 Building $81,700	$147,700 Land $66,000 Building $81,700
2022	$4,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 5th Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV, Xfinity.

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