Indian River County property record for 129 38th Ct, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2021) |
| Tax Bill | $5,773 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00022-0001-00008.0 |
| Primary APN | 33-39-15-00022-0001-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,244 sqft |
| 1st Floor Area | 1,672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Sheathing |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 134 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,622 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 470 sqft |
| Patio Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 129 38TH CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | HIDDEN OAKS SUBDIVISION BLK A LOT 8 & S 6 FT OF LOT 9 PBI 12-95 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | HIDDEN OAKS SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50706 |
129 38th Ct is owned and occupied by two individuals who bought it in June 2021.
Source: Indian River County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 38TH CT, VERO BEACH, FL 32968-2452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 15, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Nov 26, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 6, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Dec 6, 2018 · Amount on File |
| Deed Document Number | 202143477 |
| Deed Book / Page | 3433 / 2231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 129 38TH CT, VERO BEACH, FL 32968-2452 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 129 38TH CT, VERO BEACH, FL 32968-2452 |
| Document Number | 0036551007 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 3655/1007 |
| Instrument | 3120230051445 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 129 38TH CT, VERO BEACH, FL 32968-2452 |
| Document Number | 0034332231 |
| Book / Page | 3433 / 2231 |
| Map Reference | MB 12 PG 95 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 3120210043477 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 839 UNIVERSITY BLVD APT 108, 839, JUPITER, FL 33458-3074 |
| Name | Verified Name |
|---|---|
| Address | 839 UNIVERSITY BLVD APT 108, 108, JUPITER, FL 33458-3074 |
| Document Number | 34332233 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 3433/2233 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 129 38TH CT, VERO BEACH, FL 32968-2452 |
| Document Number | 0032720742 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 38TH CT VERO BEACH FL 329682452, VERO BEACH, FL 32968-2452 |
| Document Number | 0032720742 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 003272/000742 |
| Instrument | 5240 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 6, 2018 |
| Property Address | 129 38TH CT, VERO BEACH, FL 32968-2452 |
| Document Number | 0031681068 |
| Book / Page | 003168 / 001068 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 73336 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 38TH CT VERO BEACH FL 329682452, VERO BEACH, FL 32968-2452 |
| Document Number | 31681070 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 003168/001070 |
| Instrument | 73337 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2048 |
The 2025 property tax bill for 129 38th Ct was $5,773.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,773.00 | $381,917 Land $45,050 Building $336,867 | $381,917 Land $45,050 Building $336,867 |
| 2023 | $5,303.00 (+13.14%) | $387,853 (+20.39%) Land $45,050 Building $342,803 | $387,853 (+20.39%) Land $45,050 Building $342,803 |
| 2022 | $4,687.00 | $322,168 Land $38,293 Building $283,875 | $322,168 Land $38,293 Building $283,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 38th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 38th Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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