Henderson County property record for 129 2nd St, Henderson, KY 42420
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,355 sqft |
| Lot Size | 0.043 acres (1,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,275 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-7-3-14 |
| Primary APN | 1-7-3-14 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,355 sqft Total Area |
| Office | 1,785 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Stone |
| Lot Area | 1,900 sqft (0.043 acres) |
| Lot Dimensions | 95 ft deep x 20 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 14664 |
|---|---|
| Street Address | 129 2ND ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3135 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | CBD RETAIL |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Henderson Commercial District listed 1989 · 68 contributing resources · NRIS 89001975 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 52 SPRING GARDEN RD, HENDERSON, KY 42420-4791 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 129 2ND ST, HENDERSON, KY 42420-3135 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1318/967 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | MT 1318/967 |
| Instrument | 2020006316 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BEAVER DAM, KY 42320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 19, 2030 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,275.00 (-0.78%) | $115,000 (-) | $115,000 (-) |
| 2023 | $1,285.00 (+0.86%) | $115,000 (-) | $115,000 (-) |
| 2022 | $1,274.00 | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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