129-131 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 129-131 Main St, Cold Spring, NY 10516

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,741 sqft · built 1920
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on File
Last Sale$725,000 (Feb 2017)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN372601 48.8-6-44

Property Details

APN / Parcel Number

Primary APN372601 48.8-6-44
Alternative APN
  • 260104800800060440000000

Interior

Stories2 Stories
Building Area2,741 sqft Gross Area
Gross Area3,828 sqft
Basement Area1,087 sqft
Unfinished Basement1,087 sqft

Exterior

Year BuiltBuilt 1920
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions50 ft deep x 50 ft wide
PorchCovered Porch
Porch Area245 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number260104800800060440000000
Street Address129-131 MAIN ST
CityCOLD SPRING
StateNY
Zip10516
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeR10
Legal DescriptionLAND & RESIDENCE
Legal Block6
Legal Lot Number44.000
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2015
Census Tract10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Point Foundry
listed 1973 · 7 contributing resources · NRIS 73001250

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

129-131 Main St, a commercial property, is owned by a company that bought it in February 2017.

Source: Putnam County and Philipstown Town records, as of February 23, 2024

Owner of RecordCompany Name on File
Mailing AddressPO BOX 185, GARRISON, NY 10524-0185
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2017 · Amount on File
Deed SaleFeb 17, 2017 · Amount on File
Prior SaleJul 18, 2008 · Amount on File
Deed Document Number0002036456
Deed Book / Page2036 / 456
Record UpdatedJun 7, 2026

February 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateFeb 17, 2017
Property Address129-131 MAIN ST, COLD SPRING, NY 10516
Document Number0020360456
Book / Page2036 / 456
Instrument DateFeb 10, 2017
Instrument1500451
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 JUNIPER PL, BRIARCLIFF MANOR, NY 10510-2624

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 185, COLD SPRING, NY 10516-0185

Mortgage

Document Number0001600683
DateFeb 17, 2017
Instrument1600683
Lender
NamePCSB BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Mortgage

Document Number0066920123
DateFeb 17, 2017
Book Page6692/123
Instrument1600684
Lender
NameNYBDC LOCAL DEVELOPMENT CORPORATION
TypeNon-Lending Institution
AddressALBANY, NY 12207
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$229,400 (-) Land $27,000 Building $202,400$651,334 (+11.73%) Land $76,661 Building $574,673
2022$229,400 Land $27,000 Building $202,400$582,973 Land $68,615 Building $514,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129-131 Main St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims29 (1992–2024)
Claims Outside the SFHA3 of 29
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129-131 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people · EPA ID NY3903652
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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