129 12th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 129 12th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2022)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A4-6-A-2`

Property Details

APN / Parcel Number

Primary APN	`3A4-6-A-2`
Alternative APN	`25716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,920 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Porch	Open Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25716
Old Parcel Number	3A4-6-A-2
Street Address	129 12TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT CLASSIC SHORES SWALLOW ESTATES SEC 1BK A LOT 2 .20AC
Legal Subdivision	CLASSIC SHORES SWALLOW ESTATES
Legal Block	A
Legal Lot Number	2
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	10402

Owner

129 12th St is owned and occupied by an individual who acquired it in February 2024.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	129 12TH ST, COLONIAL BEACH, VA 22443-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Intrafamily Transfer, Transfer
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	0009590061
Last Transfer Date	Feb 16, 2024
Transfer Doc	0009760995
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 16, 2024
Property Address	129 12TH ST, COLONIAL BEACH, VA 22443-1511
Document Number	0009760995
Instrument Date	Feb 15, 2024
Instrument	09760995
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 12TH ST, COLONIAL BEACH, VA 22443-1511

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 1, 2022
Property Address	129 12TH ST, COLONIAL BEACH, VA 22443-1511
Document Number	0009590061
Instrument Date	Aug 31, 2022
Instrument	09590061
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 12TH ST, COLONIAL BEACH, VA 22443-1511
Investor	Possibly a Property Investor

Mortgage

Document Number	0009590063
Date	Sep 1, 2022
Instrument	09590063

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 29, 2021
Property Address	129 12TH ST, COLONIAL BEACH, VA 22443-1511
Document Number	0009452454
Instrument Date	Jul 28, 2021
Instrument	09452454
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 129 12th St was $1,123.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00	$267,600 Land $27,000 Building $240,600	$267,600 Land $27,000 Building $240,600
2023		$267,600 Land $27,000 Building $240,600	$267,600 Land $27,000 Building $240,600
2022	$84.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 12th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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