Rowan County property record for 129 11th St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,897 sqft · built 1920 |
| Lot Size | 0.398 acres (17,368 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Mar 2026) |
| Tax Bill | $1,547 (2025) |
| Deeds & Mortgages | Mar 2025 Construction Loan Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030 086 |
| Primary APN | 030 086 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,897 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 17,368 sqft (0.398 acres) |
| Lot Dimensions | 104 ft deep x 167 ft wide |
| Porch | Porch |
| Porch Area | 296 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 706745 |
|---|---|
| Old Parcel Number | 030 086 |
| Street Address | 129 11TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6:TWO FAM RES |
| Legal Description | L19-21 & PT18 BLK C ELIZABETH B. HENDERSON & MARY E. VANDE |
| Legal Subdivision | WALTER DARREN KOONTZ |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 50700 |
Source: Rowan County records · APN 030 086
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Mar 31, 2021 | Warranty Deed, Transfer |
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 15, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 0001478298 |
| Deed Book / Page | 1478 / 298 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY NON C |
| Name | Verified Name |
|---|---|
| Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0014580015 |
|---|---|
| Date | Mar 07, 2025 |
| Book Page | 1458/15 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 02, 2026 |
| Property Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0014780298 |
| Book / Page | 1478 / 298 |
| Instrument Date | Feb 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 MURPHY TOWN RD, BURGAW, NC 28425-7824 |
| Name | Verified Name |
|---|---|
| Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0001478299 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 1478/299 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0013710668 |
| Book / Page | 1371 / 668 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 PRESERVE CIRCLE DR SE APT 8, 650, GRAND RAPIDS, MI 49548-4807 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0013710664 |
| Book / Page | 1371 / 664 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 PRESERVE CIRCLE DR SE APT 8, 650, GRAND RAPIDS, MI 49548-4807 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0001371665 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 1371/665 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 15, 2018 |
| Property Address | 129 11TH ST, SPENCER, NC 28159-1901 |
| Document Number | 0013170346 |
| Book / Page | 001317 / 000346 |
| Instrument Date | Oct 05, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 11TH ST SPENCER NC 281591901, SPENCER, NC 28159-1901 |
| Document Number | 13170347 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 001317/000347 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2048 |
Source: Rowan County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,547.00 | $136,937 (-) Land $22,400 Building $114,537 | |
| 2023 | $1,547.00 | $136,937 Land $22,400 Building $114,537 | $136,937 Land $22,400 Building $114,537 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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