12899 124th St, Osakis, MN 56360 Property Records

Todd County property record for 12899 124th St, Osakis, MN 56360

Property Summary

Property Type	Single Family Home
Details	867 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,598 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Mortgage
APN	`27-0013301`

Property Details

APN / Parcel Number

Primary APN	`27-0013301`

Interior

Stories	1 Story
Building Area	867 sqft Living Area
Basement Area	1,308 sqft
Finished Basement	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	217,800 sqft (5 acres)
Garage Area	696 sqft
Driveway	Concrete Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	192 sqft
Patio Area	1 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	3 Buildings

Location & Zoning

Street Address	12899 124TH ST
City	OSAKIS
State	MN
Zip	56360-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	W 334 FT OF E 808.66 FT OF N 652 FT OF NE4 SE4 5.00 ACRES
Legal Range	035
Legal Township	127
Legal Section	17
Jurisdiction	TODD MN
Township / Civil Division	WEST UNION
Census Block Group	3
Census Block	3038
Census Tract	790700

Owner

Source: Todd County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12899 124TH ST, OSAKIS, MN 56360-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	12899 124TH ST, OSAKIS, MN 56360-4548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522589
Date	Nov 24, 2020
Instrument	522589

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	12899 124TH ST, OSAKIS, MN 56360-4548
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 505851
Date	Sep 15, 2017
Instrument	505851

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Todd County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Todd County
County Subdivision	West Union Township
Unified School District	Osakis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,598.00 (+1.82%) Homeowner's exemption	$463,800 (-4.21%) Land $44,000 Building $419,800	$463,800 (-4.21%) Land $44,000 Building $419,800
2025		$484,200 (-4.12%) Land $40,000 Building $444,200	$484,200 (-4.12%) Land $40,000 Building $444,200
2023	$4,516.00 Homeowner's exemption	$505,000 Land $40,000 Building $465,000	$505,000 Land $40,000 Building $465,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Arvig DSL	10 / 1

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