12897 Ridge Rd, Sackets Harbor, NY 13685 Property Records

Jefferson County and Hounsfield Town property record for 12897 Ridge Rd, Sackets Harbor, NY 13685

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2.5 ba · 2,300 sqft · built 2012
Lot Size45.2 acres (1,969,348 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Nov 2025)
Tax Bill$7,623 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
APN223889 89.00-1-54.1

Property Details

APN / Parcel Number

Primary APN223889 89.00-1-54.1
Alternative APN
  • 38890890000001054100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,300 sqft Living Area
1st Floor Area2,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialWood
Lot Area1,969,348 sqft (45.2 acres)
Garage TypeAttached
Garage Area972 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area456 sqft
Canopy320 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number223889 89.00-1-54.1
Street Address12897 RIDGE RD
CitySACKETS HARBOR
StateNY
Zip13685-3119
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block1
Legal Lot Number54.100
JurisdictionJEFFERSON NY
Township / Civil DivisionHOUNSFIELD
Census Block Group2
Census Block2047
Census Tract60402

Owner

Source: Jefferson County and Hounsfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11972 STATE ROUTE 178, ADAMS, NY 13605-2530
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleJun 17, 2011 · Amount on Record
Deed Document Number202517509
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateNov 21, 2025
Property Address12897 RIDGE RD, SACKETS HARBOR, NY 13685-3119
Document Number0000017509
Instrument DateNov 19, 2025
Instrument2025-00017509
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11972 STATE ROUTE 178, ADAMS, NY 13605-2530

Mortgage

Document Number0000017510
DateNov 21, 2025
Instrument2025-00017510
Lender
NameCARTHAGE FEDERAL SAVINGS AND LOAN A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionHounsfield Town
Unified School DistrictSackets Harbor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,623.00 (+0.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025$7,585.00$431,200 (-) Land $110,200 Building $321,000$484,494 (+2.25%) Land $123,820 Building $360,674
2024Homeowner's exemption Disabled Person's exemption Veteran's exemption$431,200 (-) Land $110,200 Building $321,000$473,846 (+9.89%) Land $121,099 Building $352,747
2023$431,200 Land $110,200 Building $321,000$431,200 Land $110,200 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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