12897 Rd 7l, Ottawa, OH 45875 Property Records

Putnam County property record for 12897 Rd 7l, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,739 sqft · built 2016
Lot Size	3.21 acres (140,133 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-068050.0400`

Property Details

APN / Parcel Number

Primary APN	`30-068050.0400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,739 sqft Living Area
1st Floor Area	1,952 sqft
Upper Floors Area	1,574 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	1,952 sqft
Unfinished Basement	1,952 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	140,133 sqft (3.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	520 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12897 ROAD 7L
City	OTTAWA
State	OH
Zip	45875-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 7E 36 SWPT EPT SE
Legal Range	1N
Legal Township	7E
Legal Section	36
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2001
Census Tract	30302

Owner

12897 Rd 7l is owned and occupied by two individuals.

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12897 ROAD 7L, OTTAWA, OH 45875-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage SUPERIOR CU INC
Jan 17, 2017	Deed of Trust, Mortgage SUPERIOR CU
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12897 ROAD 7L, OTTAWA, OH 45875-9778
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00685/1419
Date	Jan 3, 2017
Book Page	685/1419
Instrument	201700000013

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12897 ROAD 7L, OTTAWA, OH 45875-9778
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00685/2272
Date	Jan 17, 2017
Book Page	685/2272
Instrument	201700000217

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 13, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12897 ROAD 7L, OTTAWA, OH 45875-9778
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000725/595
Date	Sep 15, 2020
Book Page	725/595
Instrument	202000004623

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 12897 Rd 7l was $4,746 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,746.00 Homeowner's exemption	$145,460 Land $9,420 Building $136,040	$415,600 Land $26,910 Building $388,690
2023	$4,651.00 (+6.11%) Homeowner's exemption Additional exemption filed	$120,440 (-) Land $7,020 Building $113,420	$415,600 Land $26,910 Building $388,690
2022	$4,383.00 Homeowner's exemption	$120,440 Land $7,020 Building $113,420
2020			$344,120 Land $20,060 Building $324,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12897 Rd 7l in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12897 Rd 7l has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
bright.net Fixed Wireless	25 / 5
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: Brightspeed, Verizon.

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