12897 Colonial Dr, Mount Airy, MD 21771 Property Records

Montgomery County property record for 12897 Colonial Dr, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,104 sqft · built 1981
Lot Size0.298 acres (12,967 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Oct 1981)
Tax Bill$5,192 (2025)
Deeds & MortgagesJun 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-226079

Property Details

APN / Parcel Number

Primary APN09-226079
Alternative APNs
  • 9226079
  • 226079

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,104 sqft Living Area
Gross Area2,482 sqft
1st Floor Area1,864 sqft
Basement Area240 sqft
Finished Basement240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,967 sqft (0.298 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Porch Area36 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number226079
Street Address12897 COLONIAL DR
CityMOUNT AIRY
StateMD
Zip21771-4553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionP/O LT 13 SECT 1 12,967 SQ FT COLONIAL DR BICENTENNIAL HEIGHTS
Legal SubdivisionBICENTENNIAL HEIGHTS
Legal Lot Number13
JurisdictionFREDERICK MD
Township / Civil Division12
Census Block Group1
Census Block1006
Census Tract700204

Owner

12897 Colonial Dr is owned and occupied by an individual who acquired it in October 2015.

Source: Montgomery County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address12897 COLONIAL DR, MOUNT AIRY, MD 21771-4553
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FREEDOM BANK OF VIRGINIA
Feb 2, 2017Deed of Trust, Mortgage
APL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 1981 · Amount on File
Deed SaleOct 23, 1981 · Amount on File
Deed Book / Page1159 / 612
Last Transfer DateOct 12, 2015
Transfer Doc0108960283
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12897 COLONIAL DR, MOUNT AIRY, MD 21771-4553
Transaction TypeMortgage
Record UpdatedJun 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12897 COLONIAL DR, MOUNT AIRY, MD 21771-4553

Mortgage

Document Number0149550446
DateJun 4, 2021
Book Page14955/446
Lender
NameTHE FREEDOM BANK OF VIRGINIA
TypeBank
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12897 COLONIAL DR, MOUNT AIRY, MD 21771-4553
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116470188
DateFeb 2, 2017
Book Page11647/0188
Instrument11647-0188
Lender
NameAPL FCU
TypeCredit Union
AddressLAUREL, MD 20723
Agreement
AmountAmount on Record
Term35 Months
DueJan 19, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 12897 Colonial Dr was $5,192 with a homeowner's exemption, up 6.1% from the year before.

Source: Montgomery County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$515,733 (+7.25%)$550,600 (-) Land $201,900 Building $348,700
2025$5,192.00 (+6.09%) Homeowner's exemption$480,867$550,600 Land $201,900 Building $348,700
2024$4,894.00 (+8.68%)
2023$4,503.00 Homeowner's exemption$408,667$446,000 Land $143,000 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12897 Colonial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12897 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Colonial Dr

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