Pinellas County property record for 12897 137th Ln, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,395 sqft · built 1970 |
| Lot Size | 0.198 acres (8,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Sep 2010) |
| Tax Bill | $2,458 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-4678-1 |
| Primary APN | C62-000-749-4678-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 2,038 sqft |
| 1st Floor Area | 1,395 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,634 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 304 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 339 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R74579 |
|---|---|
| Street Address | 12897 137TH LN |
| City | LARGO |
| State | FL |
| Zip | 33774-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE LAKE MANOR LOT 118 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 7 |
| Legal Subdivision | GROVE LAKE MANOR |
| Legal Tract | 33840 |
| Legal Lot Number | 118 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25209 |
12897 137th Ln is owned and occupied by two individuals who bought it in September 2010.
Source: Pinellas County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12897 137TH LN, LARGO, FL 33774-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2010 · Amount on File |
| Deed Sale | Sep 15, 2010 · Amount on File |
| Prior Sale | Apr 8, 2010 |
| Deed Document Number | 2010260760 |
| Deed Book / Page | 17030 / 1774 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 0151631128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12897 137TH LN, LARGO, FL 33774-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0199192167 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 19919/2167 |
| Instrument | 2018024918 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12897 137th Ln was $2,458 with a homeowner's exemption, up 6.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,458.00 (+6.09%) Homeowner's exemption | $171,704 | $414,938 Land $143,514 Building $271,424 |
| 2024 | $2,317.00 (+2.25%) | ||
| 2023 | $2,266.00 (+3.47%) Homeowner's exemption | $162,005 (+3%) | $366,702 (+8.36%) Land $166,931 Building $199,771 |
| 2022 | $2,190.00 Homeowner's exemption | $157,286 | $338,401 Land $179,628 Building $158,773 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12897 137th Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 27 (1979–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12897 137th Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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