12895 State Rte 3, Sackets Harbor, NY 13685 Property Records

Jefferson County and Hounsfield Town property record for 12895 State Rte 3, Sackets Harbor, NY 13685

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,292 sqft · built 1880
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Apr 2020)
Tax Bill	$4,866 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2018 Foreclosure + 1 more
APN	`223889 88.16-1-33`

Property Details

APN / Parcel Number

Primary APN	`223889 88.16-1-33`
Alternative APN	`38890880160001033000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
1st Floor Area	2,036 sqft
Upper Floors Area	256 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	556 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	223889 88.16-1-33
Street Address	12895 STATE ROUTE 3
City	SACKETS HARBOR
State	NY
Zip	13685-3105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	HOUNSFIELD
Census Block Group	2
Census Block	2041
Census Tract	60402

Owner

12895 State Rte 3, a rural home, is owned by two individuals who bought it in April 2020.

Source: Jefferson County and Hounsfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32365 COUNTY ROUTE 179, CHAUMONT, NY 13622-2330
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Grant Deed, Transfer · Conventional Mortgage CARTHAGE FED'L S&L ASSN
Sep 13, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE
Jul 31, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Jul 9, 2004 · Amount on File
Deed Document Number	20204736
Prior Transfer Date	Apr 6, 2004
Prior Transfer Doc	0020045051
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON NY
Recording Date	Apr 28, 2020
Property Address	12895 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3105
Document Number	0000004736
Instrument Date	Apr 13, 2020
Instrument	4736
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	JEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32365 COUNTY ROUTE 179 CHAUMONT NY 136222325, CHAUMONT, NY 13622-2325

Mortgage

Document Number	4737
Date	Apr 28, 2020
Instrument	4737

Lender

Name	CARTHAGE FED'L S&L ASSN
Type	Federal Savings Bank
Address	CARTHAGE, NY 13619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON NY
Recording Date	Sep 13, 2018
Property Address	12895 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3105
Document Number	0000013363
Instrument Date	Aug 27, 2018
Instrument	13363
Transaction Type	Foreclosure
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13266 BYRD DR #447 ODESSA FL 335565319, 447, ODESSA, FL 33556-5319

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON NY
Recording Date	Jul 31, 2018
Property Address	12895 STATE ROUTE 3, SACKETS HARBOR, NY 13685-3105
Document Number	0000010953
Instrument Date	Jul 24, 2018
Instrument	10953
Transaction Type	Foreclosure
Record Updated	Mar 26, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROYAL LN IRVING TX 750393540, IRVING, TX 75039-3540

Tax Assessment & Valuation

The 2026 property tax bill for 12895 State Rte 3 was $4,866, up % from the year before.

Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
County Subdivision	Hounsfield Town
Unified School District	Sackets Harbor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,866.00 (+0.04%)
2025	$4,864.00	$241,600 Land $54,300 Building $187,300	$271,461 Land $61,011 Building $210,450
2023		$241,600 (+30.81%) Land $54,300 Building $187,300	$241,600 (+9.88%) Land $54,300 Building $187,300
2022	$2,195.00	$184,700 Land $30,100 Building $154,600	$219,881 Land $35,833 Building $184,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 12895 State Rte 3; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12895 State Rte 3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 3

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