Todd County property record for 12895 County 10, Osakis, MN 56360
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,780 sqft · built 1983 |
| Lot Size | 0.467 acres (20,371 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Aug 2024) |
| Tax Bill | $3,772 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2009 Mortgage + 2 more |
| APN | 15-0066300 |
| Primary APN | 15-0066300 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,780 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 20,371 sqft (0.467 acres) |
| Garage Area | 1,316 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 213 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Street Address | 12895 COUNTY 10 |
|---|---|
| City | OSAKIS |
| State | MN |
| Zip | 56360-4898 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | S |
| Legal Description | HOOKER ADDITION (33-129-35) |
| Legal Subdivision | HOOKER ADDITION (33-129-35) |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | TODD MN |
| Township / Civil Division | LESLIE |
| Census Block Group | 4 |
| Census Block | 4059 |
| Census Tract | 790700 |
Source: Todd County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1198 UNION CT, HASTINGS, MN 55033-3428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORP |
| Mar 12, 2009 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORP |
| Jan 31, 2007 | Trustee's Deed, Foreclosure · ARM WASHINGTON MUTUAL BANK FA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on Record |
| Deed Sale | Aug 2, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2007 · Amount on Record |
| Deed Document Number | 2024542316 |
| Prior Transfer Date | Jan 26, 2007 |
| Prior Transfer Doc | 0001447023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD MN |
| Property Address | 12895 COUNTY 10, OSAKIS, MN 56360-4898 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000525614 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 525614 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD MN |
| Property Address | 12895 COUNTY 10, OSAKIS, MN 56360-4898 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0001461571 |
|---|---|
| Date | Mar 12, 2009 |
| Instrument | 1461571 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55425 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD MN |
| Property Address | 12895 COUNTY 10, OSAKIS, MN 56360-4898 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 525614 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 525614 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TODD MN |
| Recording Date | Jan 31, 2007 |
| Property Address | 12895 COUNTY 10, OSAKIS, MN 56360-4898 |
| Document Number | 0001447023 |
| Instrument Date | Jan 26, 2007 |
| Instrument | 1447023 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10802 THRUSH ST NW, MINNEAPOLIS, MN 55433-4148 |
| Document Number | 0001447025 |
|---|---|
| Date | Jan 31, 2007 |
| Instrument | 1447025 |
| Name | WASHINGTON MUTUAL BANK FA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.28% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2007 |
| Change Frequency | Monthly |
| Index | 12-Month MTA |
| Max Rate | 9.75% |
Source: Todd County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Todd County |
| County Subdivision | Leslie Township |
| Unified School District | Osakis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,772.00 (-2.48%) | $466,200 (+1.95%) Land $175,900 Building $290,300 | $466,200 (+1.95%) Land $175,900 Building $290,300 |
| 2025 | $457,300 (+3.48%) Land $168,100 Building $289,200 | $457,300 (+3.48%) Land $168,100 Building $289,200 | |
| 2023 | $3,868.00 Homeowner's exemption | $441,900 Land $164,200 Building $277,700 | $441,900 Land $164,200 Building $277,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
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