12893 295th St, Lindstrom, MN 55045 Property Records

Chisago County property record for 12893 295th St, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,316 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$4,718 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00840-26`

Property Details

APN / Parcel Number

Primary APN	`15-00840-26`
Alternative APNs	`3183147` `3377601` `3461697` `3992258`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,316 sqft Living Area
Gross Area	3,049 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	1,316 sqft
Porch	Patio
Porch Area	160 sqft
Deck Area	603 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3992258
Street Address	12893 295TH ST
City	LINDSTROM
State	MN
Zip	55045-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUBDIVISIONNAME LAKE COUNTRY ESTATES LOT 006 BLOCK 004 SUBDIVISIONCD 15490
Legal Range	020
Legal Township	033
Legal Section	04
Legal Subdivision	LAKE COUNTRY ESTATES
Legal Block	4
Legal Lot Number	6
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	3
Census Block	3006
Census Tract	110503

Owner

12893 295th St is owned and occupied by an individual who acquired it in March 2019.

Source: Chisago County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12893 295TH ST, LINDSTROM, MN 55045-7022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BLUELINE MTG
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BLUELINE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019
Deed Sale	Mar 22, 2019
Prior Sale	Jun 7, 2016 · Amount on File
Deed Document Number	201926492
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Mar 22, 2019
Property Address	12893 295TH ST, LINDSTROM, MN 55045-7022
Document Number	0000T26492
Instrument Date	Mar 19, 2019
Instrument	T26492
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T26493
Date	Mar 22, 2019
Instrument	T26493

Lender

Name	FIDELITY BLUELINE MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	T26493
Date	Mar 22, 2019
Instrument	T26493

Lender

Name	FIDELITY BLUELINE MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Mar 22, 2019
Property Address	12893 295TH ST, LINDSTROM, MN 55045-7022
Document Number	0000T26492
Instrument Date	Mar 19, 2019
Instrument	T26492
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T26493
Date	Mar 22, 2019
Instrument	T26493

Lender

Name	FIDELITY BLUELINE MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12893 295th St was $4,718, up 13.6% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,718.00 (+13.58%)
2025	$4,154.00
2024		$314,300 (-3.94%)	$314,300 (-3.94%)
2023	$3,956.00 (+0.71%)	$327,200 (+6.3%) Land $68,000 Building $259,200	$327,200 (+6.3%) Land $68,000 Building $259,200
2022	$3,928.00 (+2.77%)	$307,800 (+22.73%) Land $68,000 Building $239,800	$307,800 (+22.73%) Land $68,000 Building $239,800
2021	$3,822.00	$250,800	$250,800 Land $56,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12893 295th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12893 295th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on 295th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures