Caroline County property record for 12892 Crouse Mill Rd, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,548 sqft · built 1989 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $422,000 (Aug 2015) |
| Tax Bill | $5,855 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-013333 |
| Primary APN | 06-013333 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,548 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 1,426 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 168 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 1,272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 013333 |
|---|---|
| Street Address | 12892 CROUSE MILL RD |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 10.00 AC E/S CROUSE MILL ROAD WOODSTREAM SUBDV |
| Legal Subdivision | CROUSE MILL ROAD WOODSTREAM SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 6, HILLSBORO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 955202 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12892 CROUSE MILL RD, RIDGELY, MD 21660-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Prior Sale | Aug 26, 1988 · Amount on Record |
| Deed Book / Page | 1170 / 59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 12892 CROUSE MILL RD, RIDGELY, MD 21660-1245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12892 CROUSE MILL RD, RIDGELY, MD 21660-1245 |
| Document Number | 0015550234 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 1555/234 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Aug 1, 2041 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,855.00 (+8.69%) | $540,533 (+23.83%) | $645,800 (+32.36%) Land $134,500 Building $511,300 |
| 2025 | $5,387.00 (+13.03%) | ||
| 2023 | $4,766.00 | $436,500 | $487,900 Land $110,500 Building $377,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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