12891 Indian Rocks Rd, Largo, FL 33774 Property Records

Pinellas County property record for 12891 Indian Rocks Rd, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,743 sqft · built 1957
Lot Size0.182 acres (7,945 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Sep 2018)
Tax Bill$8,417 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Oct 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNC62-000-749-4564-3

Property Details

APN / Parcel Number

Primary APNC62-000-749-4564-3
Alternative APNs
  • 07-30-15-33840-000-0040
  • 301507338400000040
  • 153007338400000040
  • R74465

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,743 sqft Living Area
Gross Area2,361 sqft
1st Floor Area1,743 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,945 sqft (0.182 acres)
Lot Dimensions106 ft deep x 75 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area219 sqft
Deck Area132 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR74465
Street Address12891 INDIAN ROCKS RD
CityLARGO
StateFL
Zip33774-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROVE LAKE MANOR LOT 4
Legal Range15E
Legal Township30S
Legal Section7
Legal SubdivisionGROVE LAKE MANOR
Legal Tract33840
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2003
Census Tract25209

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12246 124TH AVE, GRAND HAVEN, MI 49417-9613
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2018Warranty Deed, Transfer · Conventional Mortgage
PRINCETON MORTGAGE CORP
Oct 31, 2017Warranty Deed, Transfer · Construction Mortgage
GEORGE A SCRIBANO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2018 · Amount on Record
Deed SaleSep 19, 2018 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Document Number2018300667
Deed Book / Page20210 / 2072
Last Transfer DateFeb 5, 2025
Transfer Doc0230830035
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 19, 2018
Property Address12891 INDIAN ROCKS RD, LARGO, FL 33774-2033
Document Number0202102072
Book / Page20210 / 2072
Map ReferenceMB 43 PG 48&49
Instrument DateAug 21, 2018
Instrument2018300667
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4532 W KENNEDY BLVD # 156, 4532, TAMPA, FL 33609-2042

Transferred To (Grantee/Buyer)

NameVerified Name
Address12246 124TH AVE, GRAND HAVEN, MI 49417-9613

Mortgage

Document Number2018300668
DateSep 19, 2018
Instrument2018300668
Lender
NamePRINCETON MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 31, 2017
Property Address12891 INDIAN ROCKS RD, LARGO, FL 33774-2033
Document Number0198230215
Book / Page019823 / 000215
Instrument DateOct 20, 2017
Instrument330401
Transaction TypeTransfer
Record UpdatedNov 16, 2017
Title CompanyCAPITAL LAND SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4532 W KENNEDY BLVD #156 TAMPA FL 336092042, 156, TAMPA, FL 33609-2042

Mortgage

Document Number198230217
DateOct 31, 2017
Book Page019823/000217
Instrument330402
Lender
NameGEORGE A SCRIBANO
Address7973 CAUSEWAY BLVD N, ST PETERSBURG, FL 33707-1007
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 30, 2018

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,417.00 (+18.23%)$473,925 (+11.27%) Land $129,474 Building $344,451$473,925 (+11.27%) Land $129,474 Building $344,451
2023$7,119.00 (+10.49%)$425,933 (+13.32%)$425,933 (+13.32%) Land $154,898 Building $271,035
2022$6,443.00$375,856$375,856 Land $165,337 Building $210,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims27 (1979–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Hermine, Sep 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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