12891 Drum Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12891 Drum Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,253 sqft · built 1930
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2018)
Tax Bill	$2,182 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-026-0900`

Property Details

APN / Parcel Number

Primary APN	`12-026-0900`

Interior

Building Area	1,253 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,484,800 sqft (80 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Milk House	196 sqft
Silo	50 sqft

Location & Zoning

Street Address	12891 DRUM RD
City	MILACA
State	MN
Zip	56353-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW OF NW & NW OF SW 26 37 27 80.00
Legal Range	27
Legal Township	37
Legal Section	26
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	3
Census Block	3057
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12891 DRUM RD, MILACA, MN 56353-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF IL
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA
Mar 26, 2018	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 16, 2020	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 8, 2019	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF AGRICULTURE
Feb 12, 2018	Deed, Transfer · Conventional Mortgage FARM SERVICE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	2018404895
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	May 21, 2026
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Document Number	0000451288
Instrument Date	May 7, 2026
Instrument	2026451288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12891 DRUM RD, MILACA, MN 56353-4404

Mortgage

Document Number	0000451288,
Date	May 21, 2026
Instrument	2026451288

Lender

Name	FIRST NATIONAL BANK OF IL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	May 7, 2032

Interest

Rate	6.37%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12891 DRUM RD, MILACA, MN 56353-4404

Mortgage

Document Number	000A450561
Date	Mar 26, 2026
Instrument	A450561

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 23, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A405447
Date	Mar 26, 2018
Instrument	A405447

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 28, 2024

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A417612
Date	Jun 16, 2020
Instrument	A417612

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2021

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A410965
Date	Apr 8, 2019
Instrument	A410965

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 5, 2026

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417612
Date	Jun 16, 2020
Instrument	A417612

Lender

Name	US DEPARTMENT OF AGRICULTURE
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2021

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 12, 2018
Property Address	12891 DRUM RD, MILACA, MN 56353-4404
Document Number	000A404895
Instrument Date	Jan 30, 2018
Instrument	A404895
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12891 DRUM RD, MILACA, MN 56353-4404

Mortgage

Document Number	000A404897
Date	Feb 12, 2018
Instrument	A404897

Lender

Name	FARM SERVICE AGENCY
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,182.00 (+2.25%)	$542,700 (+25.77%) Land $399,600 Building $143,100	$542,700 (+25.77%) Land $399,600 Building $143,100
2025	$2,134.00 (+15.98%) Homeowner's exemption	$431,500 (+11.67%) Land $306,000 Building $125,500	$431,500 (+11.67%) Land $306,000 Building $125,500
2023	$1,840.00	$386,400 Land $266,700 Building $119,700	$386,400 Land $266,700 Building $119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

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