12890 Bear Butte Lake Rd, Whitewood, SD 57793 Property Records

Meade County property record for 12890 Bear Butte Lake Rd, Whitewood, SD 57793

Property Summary

Property Type	Single Family Home
Lot Size	5.89 acres (256,568 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,227 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12.26.111`

Property Details

APN / Parcel Number

Primary APN	`12.26.111`

Exterior

Lot Area	256,568 sqft (5.89 acres)

Location & Zoning

Street Address	12890 BEAR BUTTE LAKE RD
City	WHITEWOOD
State	SD
Zip	57793-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR SPECIALS: E 757' OF THE N 338' OF LOT 1 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BO
Legal Range	05
Legal Township	06
Legal Section	26
Legal Lot Number	1
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	1
Census Block	1058
Census Tract	20302

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 26, STURGIS, SD 57785-0026
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Dec 31, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	12890 BEAR BUTTE LAKE RD, WHITEWOOD, SD 57793-6442
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000977/946
Date	Aug 14, 2023
Book Page	977/946
Instrument	23004604

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 27, 2038

Interest

Rate Type	Adjustable Rate

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE SD
Recording Date	Dec 31, 2020
Property Address	12890 BEAR BUTTE LAKE RD, WHITEWOOD, SD 57793-6442
Document Number	000934/643
Book / Page	934 / 643
Instrument Date	Dec 28, 2020
Instrument	20009282
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12780 203RD ST, WHITEWOOD, SD 57793-6405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12890 BEAR BUTTE LAKE RD, WHITEWOOD, SD 57793-6442

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,227.00 (+14.55%) Additional exemption filed	$532,454 (+12.98%) Land $116,980 Building $415,474	$532,454 Land $116,980 Building $415,474
2024	$4,563.00 (-4.68%)
2023		$471,288 Land $93,584 Building $377,704
2022	$4,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 86% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR BUTTE VALLEY WATER private · serves 882 people · EPA ID SD4602334
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

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