1289 Whispering Trl, Grayling, MI 49738 Property Records

Crawford County property record for 1289 Whispering Trl, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1972
Lot Size	0.361 acres (15,766 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Nov 2020)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-45-761-05-006-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-761-05-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Modular
Lot Area	15,766 sqft (0.361 acres)
Lot Width	100 ft Width
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1289 WHISPERING TRL
City	GRAYLING
State	MI
Zip	49738-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 6 THRU 9, BLK. 5 PORTAGE LAKE PARK
Legal Subdivision	PORTAGE LAKE PARK
Legal Block	5
Legal Lot Number	6-9
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	3
Census Block	3053
Census Tract	960200

Owner

1289 Whispering Trl is owned and occupied by an individual who bought it in November 2020.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1289 WHISPERING TRL, GRAYLING, MI 49738-6734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Mar 17, 2008
Deed Book / Page	749 / 128
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Nov 19, 2020
Property Address	1289 WHISPERING TRL, GRAYLING, MI 49738-6734
Document Number	749/128
Book / Page	749 / 128
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E SAGINAW ST, BRECKENRIDGE, MI 48615-8706

Mortgage

Document Number	0000000749/0000000130
Date	Nov 19, 2020
Book Page	0000000749/0000000130

Lender

Name	MEMBERS FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1289 Whispering Trl was $1,250 with a homeowner's exemption.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,100 Land $5,000 Building $62,100	$134,200 Land $10,000 Building $124,200
2025	$1,250.00
2023		$45,400 Land $5,000 Building $40,400	$90,800 Land $10,000 Building $80,800
2022	$1,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1289 Whispering Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1289 Whispering Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures