1289 Virginia St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1289 Virginia St, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,400 sqft · built 2004
Lot Size	0.254 acres (11,060 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Nov 2017)
Tax Bill	$9,663 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-00594390`

Property Details

APN / Parcel Number

Primary APN	`06-000-00594390`
Alternative APNs	`600000594390` `00000594390`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,060 sqft (0.254 acres)
Porch	Open Porch
Porch Area	208 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000594390
Street Address	1289 VIRGINIA ST
City	ANNAPOLIS
State	MD
Zip	21401-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 108B ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	2
Legal Lot Number	108B
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1289 VIRGINIA ST, ANNAPOLIS, MD 21401-3650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Mar 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGELINK
Nov 16, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST SVGS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Mar 30, 2006 · Amount on Record
Deed Document Number	201731573-487
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1289 VIRGINIA ST, ANNAPOLIS, MD 21401-3650
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 VIRGINIA ST, ANNAPOLIS, MD 21401-3650

Mortgage

Document Number	0394040496
Date	Jan 19, 2023
Book Page	39404/496

Lender

Name	FULTON BANK NA
Type	Bank
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1289 VIRGINIA ST, ANNAPOLIS, MD 21401-3650
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362950001
Date	Mar 6, 2021
Book Page	36295/1

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1289 VIRGINIA ST, ANNAPOLIS, MD 21401-3650
Document Number	0348720092
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 VIRGINIA ST ANNAPOLIS MD 214013650, ANNAPOLIS, MD 21401-3650

Mortgage

Document Number	0348720092
Date	Jul 9, 2020
Book Page	034872/000092

Lender

Name	MORTGAGELINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 8, 2045

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 16, 2017
Property Address	1289 VIRGINIA ST, ANNAPOLIS, MD 21401-3650
Document Number	0315730487
Book / Page	031573 / 000487
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 VIRGINIA ST ANNAPOLIS MD 214013650, ANNAPOLIS, MD 21401-3650

Mortgage

Document Number	315730492
Date	Nov 16, 2017
Book Page	031573/000492

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company
Address	MCLEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,800 (+20.87%) Land $383,500 Building $361,300	$744,800 (+20.87%) Land $383,500 Building $361,300
2025	$9,663.00 (+9.69%)
2023	$8,809.00 Homeowner's exemption	$616,200 Land $330,000 Building $286,200	$616,200 Land $330,000 Building $286,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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