McDowell County property record for 1289 Sr, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1978 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $701 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0658-00-36-2724 |
| Primary APN | 0658-00-36-2724 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Heated Area |
| Basement Area | 1,404 sqft |
| Finished Basement | 858 sqft |
| Unfinished Basement | 546 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9458086 |
|---|---|
| Street Address | SR 1289 |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:02 CITY/MUNI/TWP:CROOKED CREEK MAP REF:MAP:6580 |
| Legal Subdivision | HERSHEL ROBERTSON PROP |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 970800 |
1289 Sr, a rural home, is owned and occupied by an individual who acquired it in September 2025.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed, Transfer |
| Sep 11, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 |
| Deed Sale | Sep 11, 2025 |
| Prior Sale | Sep 11, 2025 |
| Deed Document Number | 2025004449 |
| Deed Book / Page | 1513 / 587 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 11, 2025 |
| Property Address | SR 1289, OLD FORT, NC 28762 |
| Document Number | 0015130587 |
| Book / Page | 1513 / 587 |
| Map Reference | MB 265 PG 810 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025004449 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 302, OLD FORT, NC 28762-0302 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 11, 2025 |
| Property Address | SR 1289, OLD FORT, NC 28762 |
| Document Number | 0015130584 |
| Book / Page | 1513 / 584 |
| Map Reference | MB 265 PG 810 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025004448 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1289 Sr was $701 with a veteran's exemption.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701.00 Veteran's exemption | $148,430 Land $30,000 Building $118,430 | |
| 2023 | $701.00 | $148,430 Land $30,000 Building $118,430 | $148,430 Land $30,000 Building $118,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1289 Sr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1289 Sr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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