1289 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1289 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 2017)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-80-34-000-000-039.004`

Property Details

APN / Parcel Number

Primary APN	`09-80-34-000-000-039.004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Basement Area	2,280 sqft
Unfinished Basement	330 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1289 RIDGE RD
City	TROY
State	MO
Zip	63379-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.000 AC TRACT BEING PT OF SW1/4 SEC 34, SURVEY K1/46
Legal Range	01E
Legal Township	50N
Legal Section	34
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3000
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1289 RIDGE RD, TROY, MO 63379-5658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MORTGAGE ASSOCIATES CORP
Jul 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage DELINE EQUIPMENT LEASING LLC
Aug 30, 2019	Intrafamily Transfer, Transfer
Nov 14, 2017	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jan 23, 2017	Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	201710665
Deed Book / Page	2417 / 177
Last Transfer Date	Aug 28, 2019
Transfer Doc	2437/0704
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1289 RIDGE RD, TROY, MO 63379-5658
Transaction Type	Mortgage
Record Updated	Nov 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/773
Date	Oct 14, 2020
Book Page	2453/773
Instrument	2020011846

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1289 RIDGE RD, TROY, MO 63379-5658
Transaction Type	Mortgage
Record Updated	Sep 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/527
Date	Jul 14, 2020
Book Page	2449/527
Instrument	2020007568

Lender

Name	DELINE EQUIPMENT LEASING LLC
Type	Non-Lending Institution
Address	ASHLAND, MO 65010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Aug 30, 2019
Property Address	1289 RIDGE RD, TROY, MO 63379-5658
Document Number	2437/0704
Book / Page	2437 / 0704
Instrument Date	Aug 28, 2019
Instrument	2019007584
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 HIGHWAY KK, 3528, TROY, MO 63379-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 RIDGE RD, TROY, MO 63379-5658

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 14, 2017
Property Address	1289 RIDGE RD, TROY, MO 63379-5658
Document Number	2417/0177
Book / Page	2417 / 0177
Instrument Date	Nov 8, 2017
Instrument	2017010665
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CRESTHILLS DR, SAINT PETERS, MO 63376

Mortgage

Document Number	2017010666
Date	Nov 14, 2017
Instrument	2017010666

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 23, 2017
Property Address	1289 RIDGE RD, TROY, MO 63379-5658
Document Number	2407/0185
Book / Page	2407 / 0185
Instrument Date	Jan 20, 2017
Instrument	2017000600
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1289 RIDGE RD, TROY, MO 63379-5658

Mortgage

Document Number	2017000601
Date	Jan 23, 2017
Instrument	2017000601

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,575 (-) Land $4,427 Building $32,148
2025	$2,234.00 (+6.79%)	$36,575 (+8.26%) Land $4,427 Building $32,148	$192,500 (+8.26%) Land $23,300 Building $169,200
2023	$2,092.00 (+4.18%)	$33,784 Land $4,085 Building $29,699	$177,810 Land $21,500 Building $156,310
2022	$2,008.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	10 / 1

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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