1289 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 1289 Main St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,006 sqft · built 2018
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Company Names on Record
Last Sale	$725,000 (Jul 2018)
Tax Bill	$8,914 (2025)
Deeds & Mortgages	Sep 2022 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-023-003`

Property Details

APN / Parcel Number

Primary APN	`066-023-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,006 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1289 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CY MB ATAS BCH BL 31 PTN LT 42
Legal Subdivision	ATASCADERO BEACH
Legal Block	31
Legal Lot Number	42
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1016
Census Tract	10603

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	10013 STOCKHOLM PL, BAKERSFIELD, CA 93306-7961
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	0000028209
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000037960
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 26, 2022
Property Address	1289 MAIN ST, MORRO BAY, CA 93442-2007
Document Number	0000037960
Map Reference	MB 3 PG 14
Instrument Date	Sep 7, 2022
Instrument	2022037960
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10013 STOCKHOLM PL, BAKERSFIELD, CA 93306-7961

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1289 MAIN ST, MORRO BAY, CA 93442-2007
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY PASO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036120
Date	Aug 30, 2019
Instrument	2019036120

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 10, 2018
Property Address	1289 MAIN ST, MORRO BAY, CA 93442-2007
Document Number	0000028209
Map Reference	MB3 PG14
Instrument Date	Jun 20, 2018
Instrument	2018028209
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3421 EASTVIEW CT, BAKERSFIELD, CA 93306-3250

Mortgage

Document Number	0000028210
Date	Jul 10, 2018
Instrument	2018028210

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,914.00 (+3.6%)	$808,746 (+4.04%) Land $317,920 Building $490,826
2023	$8,604.00 (+6.7%)	$777,343 Land $305,576 Building $471,767
2022	$8,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

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