1289 Jay St, Freeport, IL 61032 Property Records

Stephenson County property record for 1289 Jay St, Freeport, IL 61032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,500 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Tax Bill	$3,594 (2025)
Flood Zone	Zone X (minimal risk)
APN	`08-13-13-404-007`

Property Details

APN / Parcel Number

Primary APN	`08-13-13-404-007`
Alternative APN	`81313404007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,500 sqft Base Area
1st Floor Area	2,500 sqft
Basement Area	1,250 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	1,600 ft deep x 1,500 ft wide
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1289 JAY ST
City	FREEPORT
State	IL
Zip	61032-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 NORTHERN HILLS 3RD SUB
Legal Subdivision	NORTHERN HILLS THIRD SUBDIVISION
Legal Lot Number	23
Jurisdiction	STEPHENSON IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1035
Census Tract	500

Owner

Source: Stephenson County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1289 JAY ST, FREEPORT, IL 61032-8422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stephenson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Stephenson County
County Subdivision	Harlem Township
Unified School District	Freeport School District 145 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,594.00	$50,817 Land $6,340 Building $44,477	$152,451 Land $19,020 Building $133,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-NORTHERN HILL private · serves 600 people · EPA ID IL1775050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200