1289 Capistrano Ln, Vista, CA 92081 Property Records

San Diego County property record for 1289 Capistrano Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1990
Lot Size	0.102 acres (4,457 sqft)
Owner	2 Individual Names on File
Last Sale	$394,000 (Sep 2003)
Tax Bill	$7,023 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-772-41-00`

Property Details

APN / Parcel Number

Primary APN	`166-772-41-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,132 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,457 sqft (0.102 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1289 CAPISTRANO LN
City	VISTA
State	CA
Zip	92081-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	LOT 41 TR 012198
Legal Subdivision	VISTA 86-20
Legal Tract	012198
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	19701

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1289 CAPISTRANO LN, VISTA, CA 92081-6354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2003 · Amount on Record
Deed Sale	Sep 30, 2003 · Amount on Record
Prior Sale	Aug 24, 1990 · Amount on Record
Deed Document Number	20031204607
Last Transfer Date	Jul 25, 2007
Transfer Doc	0000512862
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1289 CAPISTRANO LN, VISTA, CA 92081-6354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 CAPISTRANO LN, VISTA, CA 92081-6354

Mortgage

Document Number	0000585941
Date	Sep 30, 2020
Instrument	2020-0585941

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$571,358 (+2%) Land $181,268 Building $390,090
2025	$7,023.00 (+7.73%) Homeowner's exemption	$560,156 (+4.04%) Land $177,714 Building $382,442
2023	$6,519.00 (+0.25%) Homeowner's exemption	$538,407 Land $170,814 Building $367,593
2022	$6,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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