Cumberland County property record for 1289 Bainbridge Rd, Stedman, NC 28391
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,436 sqft · built 1993 |
| Lot Size | 2.09 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,586 (2023) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0496-66-8617 |
| Primary APN | 0496-66-8617 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,436 sqft Heated Area |
| 1st Floor Area | 1,436 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,476 sqft (2.09 acres) |
| Lot Dimensions | 610 ft deep x 159 ft wide |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 92 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 0496.02668617 |
|---|---|
| Street Address | 1289 BAINBRIDGE RD |
| City | STEDMAN |
| State | NC |
| Zip | 28391-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | JAMES HOWARD WHITE SR REV LO:7 SE:01 PL:0083-0184 |
| Legal Subdivision | EASTOVER ARMSTRONG STEDMAN DIS |
| Legal Lot Number | 7 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2802 |
1289 Bainbridge Rd, a rural home, is owned and occupied by an individual who acquired it in January 2024.
Source: Cumberland County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1289 BAINBRIDGE RD, STEDMAN, NC 28391-8917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2024 |
| Transfer Doc | 0118860251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 1289 BAINBRIDGE RD, STEDMAN, NC 28391-8917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101060061 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 10106/61 |
| Instrument | 17785 |
| Name | LOCAL GOV'T F C U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Cumberland County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $144,368 (-) Land $24,036 Building $120,332 | $144,368 (-) Land $24,036 Building $120,332 | |
| 2023 | $1,586.00 (+2.39%) | $144,368 Land $24,036 Building $120,332 | $144,368 Land $24,036 Building $120,332 |
| 2022 | $1,549.00 | ||
| 2019 | $1,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1289 Bainbridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1289 Bainbridge Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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