12889 Elmfield Ln, Poway, CA 92064 Property Records

San Diego County property record for 12889 Elmfield Ln, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,750 sqft · built 1974
Lot Size0.138 acres (6,027 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Aug 2009)
Tax Bill$7,238 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN275-650-08-00

Property Details

APN / Parcel Number

Primary APN275-650-08-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,750 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,027 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12889 ELMFIELD LN
CityPOWAY
StateCA
Zip92064-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 84 TR 007697
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007697
Legal Block3
Legal Lot Number84
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract17006

Owner

Source: San Diego County records · APN 275-650-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12889 ELMFIELD LN, POWAY, CA 92064-1515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2009 · Amount on Record
Deed SaleAug 13, 2009 · Amount on Record
Prior SaleJan 18, 1990 · Amount on Record
Deed Document Number2009453686
Prior Transfer DateApr 06, 2007
Prior Transfer Doc0000235689
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12889 ELMFIELD LN, POWAY, CA 92064-1515
Transaction TypeMortgage
Record UpdatedMar 14, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12889 ELMFIELD LN, POWAY, CA 92064-1515

Mortgage

Document Number0000098025
DateMar 04, 2022
Instrument2022-0098025
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12889 ELMFIELD LN, POWAY, CA 92064-1515
Document Number0000151224
Instrument DateApr 03, 2018
Transaction TypeMortgage
Record UpdatedApr 23, 2018
Title CompanyUTOPIAN GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12889 ELMFIELD LN POWAY CA 920641515, POWAY, CA 92064-1515

Mortgage

Document Number0000151224
DateApr 17, 2018
Instrument151224
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$645,134 (+2%) Land $447,646 Building $197,488
2025$7,238.00 (+4.88%)$632,485 (+4.04%) Land $438,869 Building $193,616
2023$6,901.00 (+1.68%)$607,927 Land $421,828 Building $186,099
2022$6,787.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 570 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Cox Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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