12889 E Oregon Dr, Aurora, CO 80012 Property Records

Arapahoe County property record for 12889 E Oregon Dr, Aurora, CO 80012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1973
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2019)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1973-24-3-04-028`

Property Details

APN / Parcel Number

Primary APN	`1973-24-3-04-028`
Alternative APNs	`031218594` `31218594` `218594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	988 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	110 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	456 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031218594
Street Address	12889 E OREGON DR
City	AURORA
State	CO
Zip	80012-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 028600 SUBDIVISIONNAME HALLCRAFTS VILLAGE EAST 4TH FLG BLOCK 001 LOT 038 LOT 38 BLK 1 HALLCRAFTS VILLAGE EAST 4TH FLG
Legal Range	67W
Legal Township	4S
Legal Section	24
Legal Quarter	3
Legal Subdivision	HALLCRAFTS VILLAGE EAST 4TH FLG
Legal Block	001
Legal Lot Number	038
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	3
Census Block	3006
Census Tract	80700

Owner

12889 E Oregon Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12889 E OREGON DR, AURORA, CO 80012-5363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 22, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 24, 2018	Personal Representative Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on File
Deed Sale	Apr 22, 2019 · Amount on File
Prior Sale	Sep 24, 2018 · Amount on File
Deed Document Number	201935524
Prior Transfer Date	Jun 1, 1979
Prior Transfer Doc	3049000090
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	12889 E OREGON DR, AURORA, CO 80012-5363
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12889 E OREGON DR, AURORA, CO 80012-5363

Mortgage

Document Number	00E3043949
Date	Jun 29, 2023
Instrument	E3043949

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	12889 E OREGON DR, AURORA, CO 80012-5363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0006191
Date	Jan 14, 2020
Instrument	E0006191

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Apr 22, 2019
Property Address	12889 E OREGON DR, AURORA, CO 80012-5363
Document Number	00D9035524
Instrument Date	Apr 19, 2019
Instrument	D9035524
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12889 E OREGON DR, AURORA, CO 80012-5363

Mortgage

Document Number	00D9035525
Date	Apr 22, 2019
Instrument	D9035525

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	00D9035526
Date	Apr 22, 2019
Instrument	D9035526

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Sep 24, 2018
Property Address	12889 E OREGON DR, AURORA, CO 80012-5363
Document Number	00D8094380
Instrument Date	Sep 19, 2018
Instrument	D8094380
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12889 E OREGON DR, AURORA, CO 80012-5363

Mortgage

Document Number	00D8094381
Date	Sep 24, 2018
Instrument	D8094381

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12889 E Oregon Dr was $2,909, up 4.5% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,481 (-2.08%)	$432,700 (-) Land $150,000 Building $282,700
2025	$2,909.00 (+4.53%)	$27,044	$432,700 Land $150,000 Building $282,700
2024	$2,783.00
2023		$29,051	$488,600 Land $150,000 Building $338,600
2021	$2,509.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12889 E Oregon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12889 E Oregon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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