Goodhue County property record for 12889 490th St, Wanamingo, MN 55983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,934 sqft · built 2017 |
| Lot Size | 4.45 acres (193,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Dec 2012) |
| Tax Bill | $6,826 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40.018.0600 |
| Primary APN | 40.018.0600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Basement Area | 1,914 sqft |
| Finished Basement | 1,515 sqft |
| Unfinished Basement | 399 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 193,842 sqft (4.45 acres) |
| Garage Type | Attached |
| Garage Area | 1,000 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 715 sqft |
| Granary | 21,594 sqft |
| Utility Building | 7,200 sqft |
| Pole Barn | 2,700 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 39485 |
|---|---|
| Street Address | 12889 490TH ST |
| City | WANAMINGO |
| State | MN |
| Zip | 55983-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-109 RANGE-016 4.45 AC DOC#633684 PT OF SE1/4 OF SE1/4 SEC 18-109-16 COM AT SE COR, W ALNG S LINE 313.71FT TO POB, |
| Legal Range | 16W |
| Legal Township | 109 |
| Legal Section | 18 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 80800 |
12889 490th St is owned and occupied by two individuals who bought it in December 2012.
Source: Goodhue County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12889 490TH ST, WANAMINGO, MN 55983-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2012 · Amount on File |
| Deed Sale | Dec 17, 2012 · Amount on File |
| Deed Document Number | 201224272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOODHUE MN |
| Property Address | 12889 490TH ST, WANAMINGO, MN 55983-2601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 665288 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 665288 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 12889 490th St was $6,826 with a homeowner's exemption.
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| County Subdivision | Roscoe Township |
| Unified School District | Kenyon-Wanamingo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,826.00 Homeowner's exemption | $791,900 (+8.9%) Land $111,100 Building $680,800 | $791,900 (+8.9%) Land $111,100 Building $680,800 |
| 2025 | $727,200 Land $102,600 Building $624,600 | $727,200 Land $102,600 Building $624,600 | |
| 2023 | $6,324.00 Homeowner's exemption | $663,400 Land $102,200 Building $561,200 | $663,400 Land $102,200 Building $561,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12889 490th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12889 490th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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