Calvert County property record for 12888 Bay Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,875 sqft · built 1962 |
| Lot Size | 0.259 acres (11,297 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Feb 2003) |
| Tax Bill | $5,870 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-062905 |
| Primary APN | 01-062905 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,875 sqft Total Area |
| Basement Area | 1,156 sqft |
| Finished Basement | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,297 sqft (0.259 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 728 sqft |
| Carport | Carport |
| Carport Area | 728 sqft |
| Porch | Slab |
| Porch Area | 444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 062905 |
|---|---|
| Street Address | 12888 BAY DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 1R BLK A SEC 2A DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | A |
| Legal Lot Number | 1R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 861003 |
12888 Bay Dr is owned by an individual who acquired it in January 2025.
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3125 KALAHIKI ST, KOLOA, HI 96756-7522 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2003 · Amount on File |
| Deed Sale | Feb 13, 2003 · Amount on File |
| Deed Document Number | 20032669 |
| Deed Book / Page | 1769 / 169 |
| Last Transfer Date | Jan 2, 2025 |
| Transfer Doc | 0066730214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 6, 2026 |
| Property Address | 12888 BAY DR, LUSBY, MD 20657-3267 |
| Document Number | 0068390163 |
| Book / Page | 6839 / 163 |
| Map Reference | LB ABE 783 FO 827 |
| Instrument Date | Dec 31, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3125 KALAHIKI ST, KOLOA, HI 96756-7522 |
The 2025 property tax bill for 12888 Bay Dr was $5,870.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,700 (+3.84%) Land $291,200 Building $235,500 | $526,700 (-) Land $291,200 Building $235,500 | |
| 2025 | $5,870.00 | $507,233 | $526,700 Land $291,200 Building $235,500 |
| 2023 | $4,865.00 Homeowner's exemption | $468,300 Land $291,200 Building $177,100 | $468,300 Land $291,200 Building $177,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12888 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1995–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12888 Bay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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