San Bernardino County property record for 12886 Bermuda Ct, Rancho Cucamonga, CA 91739
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,420 sqft · built 1999 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $815,000 (Jul 2017) |
| Tax Bill | $10,541 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Aug 2019 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1087-341-06-0000 |
| Primary APN | 1087-341-06-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Gross Area | 4,109 sqft |
| 1st Floor Area | 1,700 sqft |
| 2nd Floor Area | 1,720 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 11,700 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 689 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12886 BERMUDA CT |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91739-2390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14379 LOT 6 BOOK 246 PAGE 57 TRACT 14379 LOT 6 |
| Legal Subdivision | 246M57 |
| Legal Tract | 14379 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2043 |
12886 Bermuda Ct is owner-occupied and held in a trust since July 2019.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Intrafamily Transfer, Transfer |
| Aug 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 19, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jul 19, 2017 | Grant Deed, Transfer · Line of Credit TCF NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on File |
| Deed Sale | Jul 19, 2017 · Amount on File |
| Prior Sale | May 30, 2000 · Amount on File |
| Deed Document Number | 2017293651 |
| Last Transfer Date | Jul 26, 2019 |
| Transfer Doc | 0000273138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 7, 2025 |
| Property Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Number | 0000242843 |
| Map Reference | MB 246 PG 57-61 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025-0242843 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 12, 2019 |
| Property Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Number | 0000273138 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 273138 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12886 BERMUDA CT RANCHO CUCAMONGA CA 917392390, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Number | 0000273187 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | ISI TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12886 BERMUDA CT RANCHO CUCAMONGA CA 917392390, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Number | 0000273187 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 273187 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 26, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 19, 2017 |
| Property Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Number | 0000293651 |
| Map Reference | MB246 PG57-61 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 2017-0293651 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12886 BERMUDA CT, RANCHO CUCAMONGA, CA 91739-2390 |
| Document Number | 0000293653 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 2017-0293653 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12886 Bermuda Ct was $10,541.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Etiwanda Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $945,880 (+2%) Land $236,471 Building $709,409 | |
| 2025 | $10,541.00 Homeowner's exemption | $927,333 Land $231,834 Building $695,499 |
| 2023 | $10,025.00 (+1.09%) Homeowner's exemption | $891,323 Land $222,831 Building $668,492 |
| 2022 | $9,917.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12886 Bermuda Ct in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12886 Bermuda Ct is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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