12885 Oak Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12885 Oak Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,695 sqft · built 1996
Lot Size0.136 acres (5,924 sqft)
OwnerCompany Name on File
Last Sale$590,000 (Jun 2005)
Tax Bill$9,464 (2025)
Deeds & MortgagesMar 2020 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN317-211-14-00

Property Details

APN / Parcel Number

Primary APN317-211-14-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,695 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area5,924 sqft (0.136 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12885 OAK TREE LN
CityPOWAY
StateCA
Zip92064-6048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 TR 013211
Legal SubdivisionCITY/POWAY/94-02
Legal Tract013211
Legal Block3
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12885 OAK TREE LN, POWAY, CA 92064-6048
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU
Dec 31, 2020Quit Claim Deed, Transfer
BETTER MTG CORP ISAOA
Dec 31, 2020Quit Claim Deed, Transfer
RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2005 · Amount on Record
Deed SaleJun 27, 2005 · Amount on Record
Prior SaleFeb 13, 1996 · Amount on Record
Deed Document Number2005539808
Last Transfer DateDec 23, 2020
Transfer Doc0000850404
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12885 OAK TREE LN, POWAY, CA 92064-6048
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114363
DateMar 05, 2020
Instrument2020-0114363
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 31, 2020
Property Address12885 OAK TREE LN, POWAY, CA 92064-6048
Document Number0000850402
Instrument DateDec 23, 2020
Instrument850402
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12885 OAK TREE LN POWAY CA 920646048, POWAY, CA 92064-6048

Mortgage

Document Number850403
DateDec 31, 2020
Instrument850403
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
AmountAmount Recorded
Term360 Months
DueDec 30, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 31, 2020
Property Address12885 OAK TREE LN, POWAY, CA 92064-6048
Document Number0000850404
Instrument DateDec 23, 2020
Instrument850404
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12885 OAK TREE LN POWAY CA 920646048, POWAY, CA 92064-6048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$838,786 (+2%) Land $426,501 Building $412,285
2025$9,464.00 (+4.84%) Homeowner's exemption$822,340 (+4.04%) Land $418,139 Building $404,201
2023$9,027.00 (+1.67%) Homeowner's exemption$790,409 Land $401,903 Building $388,506
2022$8,879.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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