Miami-Dade County property record for 12885 Maple Rd, North Miami, FL 33181
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,078 sqft · built 2023 |
| Lot Size | 0.281 acres (12,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Apr 1995) |
| Tax Bill | $16,079 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-2228-017-0490 |
| Primary APN | 06-2228-017-0490 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 1 Story |
| Building Area | 4,078 sqft Living Area |
| Gross Area | 5,944 sqft |
| 1st Floor Area | 7,850 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete Block |
| Lot Area | 12,250 sqft (0.281 acres) |
| Lot Dimensions | 125 ft deep x 98 ft wide |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 50 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Street Address | 12885 MAPLE RD |
|---|---|
| City | NORTH MIAMI |
| State | FL |
| Zip | 33181-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0900 |
| Legal Description | KEYSTONE ISLAND NO 3PB 60-57 LOT 14 & RIP RTSBLK 10 LOT SIZE 98.000 X 125 OR 16742-3681 0495 1 |
| Legal Range | 42E |
| Legal Township | 52S |
| Legal Section | 28 |
| Legal Subdivision | KEYSTONE ISLAND NO 3 |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 120 |
12885 Maple Rd is owned and occupied by two individuals who bought it in April 1995.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12885 MAPLE RD, NORTH MIAMI, FL 33181-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Line of Credit GROVE BANK & TRUST |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 1995 · Amount on File |
| Deed Sale | Apr 10, 1995 · Amount on File |
| Deed Book / Page | 16742 / 3681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 12885 MAPLE RD, NORTH MIAMI, FL 33181-2449 |
| Document Number | 0000480790 |
| Book / Page | 35398 / 1260 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026480790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM |
| Name | Verified Name |
|---|---|
| Address | 12885 MAPLE RD, NORTH MIAMI, FL 33181-2449 |
| Document Number | 0000480790, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 35398/1260 |
| Instrument | 2026480790 |
| Name | NEXERA HOLDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 12885 MAPLE RD, NORTH MIAMI, FL 33181-2449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12885 MAPLE RD, NORTH MIAMI, FL 33181-2449 |
| Document Number | 0000218988 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 32422/3214 |
| Instrument | 2021R0218988 |
| Name | GROVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 12885 MAPLE RD, NORTH MIAMI, FL 33181-2449 |
| Document Number | 0000697922 |
| Book / Page | 030790 / 001431 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12885 MAPLE RD NORTH MIAMI FL 331812449, NORTH MIAMI, FL 33181-2449 |
| Document Number | 0000697922 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 030790/001431 |
| Instrument | 697922 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
The 2025 property tax bill for 12885 Maple Rd was $16,079 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | North Miami City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,079.00 Homeowner's exemption | $719,105 | $3,983,046 Land $2,450,000 Building $1,533,046 |
| 2023 | $8,069.00 (-24.12%) Homeowner's exemption | $362,392 (-24.18%) | $2,099,793 (+13.24%) Land $2,082,500 Building $17,293 |
| 2022 | $10,634.00 Homeowner's exemption | $477,971 | $1,854,288 Land $1,347,500 Building $506,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12885 Maple Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 377 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 377 in force |
| Nearby Flood Claims | 22 (1992–2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12885 Maple Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORTH MIAMI serves 89,349 people · EPA ID FL4130977 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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