12885 Emerald Dr, Whitewater, CA 92282 Property Records

Riverside County property record for 12885 Emerald Dr, Whitewater, CA 92282

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,594 sqft · built 2006
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Oct 2013)
Tax Bill$1,493 (2025)
Deeds & MortgagesNov 2023 Transfer
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN517-173-007

Property Details

APN / Parcel Number

Primary APN517-173-007

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,594 sqft Living Area
Gross Area2,044 sqft
1st Floor Area1,594 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialTile
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12885 EMERALD DR
CityWHITEWATER
StateCA
Zip92282-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 220 MB 035/079 WEST PALM SPRINGS VILLAGE 2
Legal SubdivisionWEST PALM SPRINGS VILLAGE 2
Legal Lot Number220
JurisdictionRIVERSIDE CA
Township / Civil DivisionDESERT HOT SPRINGS
Census Block Group1
Census Block1058
Census Tract44521

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12885 EMERALD DR, WHITEWATER, CA 92282-3017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Affidavit of Death of Joint Tenant, Transfer
May 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2013 · Amount on Record
Deed SaleOct 30, 2013 · Amount on Record
Prior SaleMar 30, 2007 · Amount on Record
Deed Document Number2013515802
Prior Transfer DateMay 28, 2013
Prior Transfer Doc0000307629
Record UpdatedOct 29, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRIVERSIDE CA
Recording DateNov 27, 2023
Property Address12885 EMERALD DR, WHITEWATER, CA 92282-3017
Document Number0000352232
Map ReferenceMB 35 PG 79&80
Instrument DateNov 20, 2023
Instrument2023-0352232
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12885 EMERALD DR, WHITEWATER, CA 92282-3017

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address12885 EMERALD DR, WHITEWATER, CA 92282-3017
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164517
DateMay 10, 2019
Instrument2019-0164517
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,127 (+2%) Land $12,304 Building $110,823
2025$1,493.00 (+0.54%) Homeowner's exemption$120,713 (+4.04%) Land $12,063 Building $108,650
2023$1,485.00 (+0.68%) Homeowner's exemption$116,028 Land $11,596 Building $104,432
2022$1,475.00
2021$185,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PALM SPRINGS VILLAGE
serves 517 people · EPA ID CA3310078
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMISSION SPRINGS WD, DESERT WATER AGENCY
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Southern California Telephone
Fixed Wireless
75 / 15
Frontier
DSL
45 / 3
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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