12885 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12885 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 1989
Lot Size	0.13 acres (590,209 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2025)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-34151-04-065`

Property Details

APN / Parcel Number

Primary APN	`01-34151-04-065`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,076 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	590,209 sqft (0.13 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12885 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8677
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HUNTINGTON 2ND ADDITION 4 3 HUNTERS RUN VILLAS CONDO FILE #98 UNIT # 65 BEING PT OF OUTLOT F & LOT
Legal Subdivision	HUNTINGTON 2ND ADDITION
Legal Block	4
Legal Lot Number	65
Legal Unit	65
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1009
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12885 ECHO LN, SAINT PAUL, MN 55124-8677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 7, 2018	Warranty Deed, Transfer · FHA Mortgage TRUSTONE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20253668413
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12885 ECHO LN, APPLE VALLEY, MN 55124-8677
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003490666
Date	Sep 10, 2021
Instrument	3490666

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 30, 2020
Property Address	12885 ECHO LN, APPLE VALLEY, MN 55124-8677
Document Number	0003380642
Instrument Date	Jun 22, 2020
Instrument	3380642
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.93
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12885 ECHO LN, APPLE VALLEY, MN 55124-8677

Mortgage

Document Number	0003380645
Date	Jun 30, 2020
Instrument	3380645

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 7, 2018
Property Address	12885 ECHO LN, APPLE VALLEY, MN 55124-8677
Document Number	0003253835
Instrument Date	May 30, 2018
Instrument	3253835
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12885 ECHO LN ST PAUL MN 551248677, ST PAUL, MN 55124-8677

Mortgage

Document Number	3253836
Date	Jun 7, 2018
Instrument	3253836

Lender

Name	TRUSTONE HM MTG LLC
Address	PLYMOUTH, MN 55447

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00	$209,200 Land $33,600 Building $175,600	$209,200 Land $33,600 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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