Coconino County property record for 12885 E Bumpy Rd, Flagstaff, AZ 86004
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 1990 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,850 (Feb 2020) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 303-10-020A |
| Primary APN | 303-10-020A |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Frame Wood |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0013288 |
|---|---|
| Street Address | 12885 E BUMPY RD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86004-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SIXTEENTH: NE QUARTER: SE SECTION: 10 TOWNSHIP: 21N RANGE: 09E W2 S2 NE4 NE4 SE4 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1302 |
Source: Coconino County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12885 E BUMPY RD, FLAGSTAFF, AZ 86004-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Feb 28, 2020 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Prior Sale | Oct 28, 2005 · Amount on Record |
| Deed Document Number | 20203866706 |
| Prior Transfer Date | Mar 25, 2009 |
| Prior Transfer Doc | 0003525611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 12885 E BUMPY RD, FLAGSTAFF, AZ 86004-9777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12885 E PUMPY RD, FLAGSTAFF, AZ 86004 |
| Document Number | 0003938436 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 3938436 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Feb 28, 2020 |
| Property Address | 12885 E BUMPY RD, FLAGSTAFF, AZ 86004-9777 |
| Document Number | 0003866706 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 3866706 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 474 ROBERTS FERRY RD, 474, TIFFIN, IA 52340-9403 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 12885 E BUMPY RD, FLAGSTAFF, AZ 86004-9777 |
| Document Number | 0003866707 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 3866707 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,897 (+0.63%) Land $8,552 Building $17,345 | ||
| 2025 | $1,238.00 (+3.86%) | $25,735 (+0.19%) | $257,342 (+0.19%) Land $85,516 Building $171,826 |
| 2024 | $1,192.00 (+5.11%) | $25,685 Land $8,552 Building $17,133 | |
| 2023 | $1,134.00 Homeowner's exemption | $256,842 Land $85,516 Building $171,326 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 63% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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