12882 Cobblestone Ln, Moreno Valley, CA 92555 Property Records

Riverside County property record for 12882 Cobblestone Ln, Moreno Valley, CA 92555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,932 sqft · built 2009
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488-110-091`

Property Details

APN / Parcel Number

Primary APN	`488-110-091`
Alternative APN	`477930091`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	477930091
Street Address	12882 COBBLESTONE LN
City	MORENO VALLEY
State	CA
Zip	92555-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.10 ACRES IN LOT 8 MB 402/030 TR 32836
Legal Subdivision	COBBLESTONE AT STONERIDGE RANCH
Legal Tract	32836
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1006
Census Tract	42622

Owner

12882 Cobblestone Ln is owned and occupied by an individual who acquired it in May 2009.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12882 COBBLESTONE LN, MORENO VALLEY, CA 92555-4510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE PLUS INC
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE PLUS INC
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE PLUS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2009
Deed Sale	May 29, 2009
Prior Sale	May 29, 2009 · Amount on File
Deed Document Number	2009271237
Prior Transfer Date	May 13, 2009
Prior Transfer Doc	0000271237
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12882 COBBLESTONE LN, MORENO VALLEY, CA 92555-4510
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12882 COBBLESTONE LN, MORENO VALLEY, CA 92555-4510

Mortgage

Document Number	0000544865
Date	Sep 13, 2021
Instrument	2021-0544865

Lender

Name	RATE PLUS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12882 COBBLESTONE LN, MORENO VALLEY, CA 92555-4510
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000067
Date	Jan 2, 2018
Instrument	2018-0000067

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12882 COBBLESTONE LN, MORENO VALLEY, CA 92555-4510
Document Number	0000672124
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12882 COBBLESTONE LN MORENO VALLEY CA 925554510, MORENO VALLEY, CA 92555-4510

Mortgage

Document Number	0000672124
Date	Dec 31, 2020
Instrument	672124

Lender

Name	RATE PLUS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12882 COBBLESTONE LN, MORENO VALLEY, CA 92555-4510
Document Number	0000339524
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12882 COBBLESTONE LN MORENO VALLEY CA 925554510, MORENO VALLEY, CA 92555-4510

Mortgage

Document Number	0000339524
Date	Jul 29, 2020
Instrument	339524

Lender

Name	RATE PLUS INC
Address	100 BAYVIEW CIR # 4100, NEWPORT BEACH, CA 92660-8911

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2035

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 12882 Cobblestone Ln was $6,431 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,222 (+2%) Land $52,532 Building $262,690
2025	$6,431.00 Homeowner's exemption	$309,042 Land $51,502 Building $257,540
2023	$6,018.00 (+3.15%) Homeowner's exemption	$297,044 Land $49,503 Building $247,541
2022	$5,834.00
2021			$435,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12882 Cobblestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12882 Cobblestone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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